UST Legazpi - Junior Financial and Investment Executive

UST Legazpi - Junior Financial and Investment Executive The official page of the Junior Financial and Investment Executives (JFINEX) of UST-Legazpi

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08/03/2026

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NEWS | JFINEX HOLDS MIDYEAR ASSEMBLYby Evan MarThe Junior Financial and Investment Executives (JFINEX) held its Midyear ...
06/03/2026

NEWS | JFINEX HOLDS MIDYEAR ASSEMBLY
by Evan Mar

The Junior Financial and Investment Executives (JFINEX) held its Midyear General Assembly on March 3, 2026, at De Guzman Hall, with the theme โ€œFinsight 2026: Navigating Finance, Trends, and Fintech Futures.โ€

The organizers invited Assistant Controller from the Office of Finance, Vanessa Mae Lotivio, CPA, to speak on the topic, โ€œBuilding Skills, Shaping Careers.โ€ She talked about her journey and experiences after graduating and passing the board exams. โ€œMy journey was not instantโ€”so you must build discipline, learning, and consistency,โ€ she shared during her talk.

Lotivio also discussed the changing financial landscape. In an interview with Aquinian Herald, she shared her insights on how these changes affect the financial field, particularly students, and how their mindsets must adapt accordingly.

โ€œThese environmental shifts are reshaping not only the finance industry itself but also how finance students think, learn, and prepare for their careers. The finance world is changing fast because of automation and AI,โ€œ she said.

โ€Their mindset shifts from โ€˜I need to memorize formulasโ€™ to โ€˜I need to stay adaptable and keep learning.โ€™ In a way, AI is pushing finance students to be more capableโ€”to bring judgment, ethics, and emotional intelligence to the tableโ€”because those are the things machines can't easily replace,โ€ she added.

One of the highlights of the assembly was โ€œFuture Frames,โ€ an interactive and collaborative activity for the participants. Students formed groups of three and were given a time limit to create a poster, guided by three questions. As a twist added to the activity, the groups then swapped posters three times every three minutes, each group building upon the others' designs by adding their own artistic elements. Roann Baleda, the co-project head of the event, explained the essence of the mini-workshop.

โ€œAs financial professionals, may mga unexpected outcomes talaga. Kasi 'di ba, minsan, kunwari pinlano mo na 'yung posterโ€”same lang 'yan sa finance. 'Yung mga pinaplano nating bagay, kapag may dumating na problema, gagawa at gagawa ka ng paraan para maayos 'yun,โ€ she said.

Rhea Callo, one of the project heads of the event, shared the relevance of the theme and the essence of the "Future Frames" as well.

โ€œMay mga circumstances talaga na maiiba 'yung pathway mo in the future, o 'yung set mong goal, maiiba siya sa future. Ang essence nito is adaptability when it comes to changes and challenges,โ€ she said, pointing out the core message behind the theme.

โ€œBinibigyan natin sila ng insight kung ano 'yung mga challenges na mae-encounter nila when it comes to achieving their future goals, especially kasi pabago-bago ang panahon at ang takbo ng future ng bawat isa sa atin. Naisip ko 'yang mini-workshop na 'yan para maipakita sa kanila that we should adapt more, especially since may mga unforeseen circumstances na mae-encounter sa future,โ€ she added, relating it directly to the event's mini workshop.

The assembly concluded with closing remarks from Callo, followed by a photo opportunity for the Financial Management students and JFINEX officers.

JFINEX plans to hold a year-end assembly on May through an online platform.

Photos by Evan Mar

in

๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ ๐ญ๐จ ๐จ๐ฎ๐ซ ๐•๐ข๐œ๐ž ๐๐ซ๐ž๐ฌ๐ข๐๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ ๐‚๐จ๐ฆ๐ฉ๐ญ๐ซ๐จ๐ฅ๐ฅ๐ž๐ซ๐ฌ๐ก๐ข๐ฉ, ๐’๐ก๐š๐ข๐ง๐š๐ก!Before the day fully ends, we would like to share our ...
03/03/2026

๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ ๐ญ๐จ ๐จ๐ฎ๐ซ ๐•๐ข๐œ๐ž ๐๐ซ๐ž๐ฌ๐ข๐๐ž๐ง๐ญ ๐Ÿ๐จ๐ซ ๐‚๐จ๐ฆ๐ฉ๐ญ๐ซ๐จ๐ฅ๐ฅ๐ž๐ซ๐ฌ๐ก๐ข๐ฉ, ๐’๐ก๐š๐ข๐ง๐š๐ก!

Before the day fully ends, we would like to share our warmest birthday greeting with someone who keeps the numbers in order and one that helps the organization move forward. Your dedication and hard work truly make a difference, and your supportive leadership helps everyone feel guided and appreciated.

Thank you for always being approachable, encouraging, and willing to support others. May the year ahead bring good health, continued success, and achievements that lead to even more meaningful milestones in your life. Wishing you growth and fulfillment in all that you do.




๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ, ๐’๐จ๐Ÿ๐ก๐ข๐š! ๐ŸŽ‰Sending our warmest birthday wishes to our ๐™‘๐™‹ ๐™›๐™ค๐™ง ๐˜พ๐™ค๐™ข๐™ข๐™ช๐™ฃ๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™ฉ๐™๐™š ๐™…๐™ช๐™ฃ๐™ž๐™ค๐™ง ๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™–๐™ฃ๐™™ ๐™„๐™ฃ๐™ซ...
25/02/2026

๐‡๐š๐ฉ๐ฉ๐ฒ ๐๐ข๐ซ๐ญ๐ก๐๐š๐ฒ, ๐’๐จ๐Ÿ๐ก๐ข๐š! ๐ŸŽ‰

Sending our warmest birthday wishes to our ๐™‘๐™‹ ๐™›๐™ค๐™ง ๐˜พ๐™ค๐™ข๐™ข๐™ช๐™ฃ๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ ๐™ค๐™› ๐™ฉ๐™๐™š ๐™…๐™ช๐™ฃ๐™ž๐™ค๐™ง ๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก ๐™–๐™ฃ๐™™ ๐™„๐™ฃ๐™ซ๐™š๐™จ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ ๐™€๐™ญ๐™š๐™˜๐™ช๐™ฉ๐™ž๐™ซ๐™š๐™จ!

Thank you for your dedication, consistency, and effort especially behind the scenes donโ€™t go unnoticed and are truly appreciated by the whole team.

May this year bring you more growth, new opportunities, and lots of wins both in and out of the organization. Weโ€™re grateful to work with you and wish you a great birthday filled with good vibes and celebration.




๐‚๐š๐ฅ๐ฅ๐ข๐ง๐  ๐š๐ฅ๐ฅ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ข๐ฌ๐ญ๐š๐ฌ! ๐Ÿ“ˆโœจReady to decode the future of the financial landscape? Join our ๐™ˆ๐™ž๐™™๐™”๐™š๐™–๐™ง ๐™‚๐™š๐™ฃ๐™š๐™ง๐™–๐™ก ๐˜ผ๐™จ๐™จ๐™š๐™ข๐™—๐™ก๐™ฎ!L...
21/02/2026

๐‚๐š๐ฅ๐ฅ๐ข๐ง๐  ๐š๐ฅ๐ฅ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ข๐ฌ๐ญ๐š๐ฌ! ๐Ÿ“ˆโœจ

Ready to decode the future of the financial landscape? Join our ๐™ˆ๐™ž๐™™๐™”๐™š๐™–๐™ง ๐™‚๐™š๐™ฃ๐™š๐™ง๐™–๐™ก ๐˜ผ๐™จ๐™จ๐™š๐™ข๐™—๐™ก๐™ฎ!

Let's navigate tomorrowโ€™s financial frontiers together!

๐Ÿ“… Date: March 3, 2026
โฐ Time: 1:00 PM - 4:30 PM
๐Ÿ“ Venue: De Guzman Hall

Let's shape our financial futures. See you there! ๐Ÿ’ผ๐Ÿ™๏ธ




Today, on the World Day of Social Justice, we are reminded that fighting for equality is everyone's responsibility. Whet...
20/02/2026

Today, on the World Day of Social Justice, we are reminded that fighting for equality is everyone's responsibility. Whether it's advocating for fair labor practices or simply treating everyone with equal dignity, we all have a part to play.

Letโ€™s stand together to champion the rights of the marginalized and build a more just and inclusive future. ๐Ÿค



๐‡๐š๐ฉ๐ฉ๐ฒ ๐‹๐ฎ๐ง๐š๐ซ ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ! ๐ŸŽ๐ŸŒŸ Welcoming the Lunar New Year with hope, luck, and new beginnings. As we step into 2026, may it ...
17/02/2026

๐‡๐š๐ฉ๐ฉ๐ฒ ๐‹๐ฎ๐ง๐š๐ซ ๐๐ž๐ฐ ๐˜๐ž๐š๐ซ! ๐ŸŽ๐ŸŒŸ

Welcoming the Lunar New Year with hope, luck, and new beginnings. As we step into 2026, may it bring growth, prosperity, and success to our JFINEX community. ๐Ÿงงโœจ




Happy 20 years of service, Asst. Prof. Cristeta T. Bon, DBA!Your dedication in teaching students has guided many to flou...
14/02/2026

Happy 20 years of service, Asst. Prof. Cristeta T. Bon, DBA!

Your dedication in teaching students has guided many to flourish and achieve success. We want to thank you for all your hardwork and for molding us to be the best versions of ourselves.



Valentineโ€™s Day isnโ€™t just about flowers and couples. Itโ€™s also about the people who make long days lighter, org works m...
14/02/2026

Valentineโ€™s Day isnโ€™t just about flowers and couples. Itโ€™s also about the people who make long days lighter, org works meaningful, and college life more tolerable.

Today, weโ€™re celebrating family, friendship, teamwork, and the JFINEX community we keep building together.

Happy Valentineโ€™s Day, JFINEX fam! โœจ




NEWS | JFINEX AND JMA LAUNCH FIRST-EVER BSBA DAYSby Akari MagtacaThe University of Santo Tomasโ€“Legazpiโ€™s Bachelor of Sci...
13/02/2026

NEWS | JFINEX AND JMA LAUNCH FIRST-EVER BSBA DAYS
by Akari Magtaca

The University of Santo Tomasโ€“Legazpiโ€™s Bachelor of Science in Business Administration (BSBA) majors in Financial Management (FM) and Marketing Management (MM) held their first joint โ€œBSBA Daysโ€ on February 10 and 11, 2026, at the Peรฑaranda Campus, carrying the theme โ€œIgniting Excellence Through Financial and Marketing Synergy.โ€

Organized by the Junior Marketing Association (JMA) and the Junior Financial and Investment Executives (JFINEX), the two-day event brought together first- to third-year FM and MM students in a series of academic, creative, and performance-based activities.

In an interview with the Aquinian Herald, Christi Evan Mar, the Executive Vice President of JMA and one of the project heads of BSBA Days, shared the purpose of the event for both programs and what it means for them.

โ€œThe purpose of this event was to mainly collaborate and for us, Financial and Marketing [Management] students to grow together as one, even though we have different courses, different insights, [and] different fields in the business,โ€ said Mar.
โ€œBut the main point was for us to create a space where both [programs] are seen, are known, and are appreciated for their expertise and for their talents,โ€ he added.

Participants were grouped into four teams: Aureus, Ignis, Novus, and Signia. Fourth-year students were unable to participate due to their practicum or on-the-job training (OJT).

The first day of BSBA Days opened with a seminar at the De Guzman Hall. Carmille Joy Sallena, a Certified Public Accountant and Financial Advisor, discussed โ€œFinancial Literacy Among New Entrepreneurs and Start-up Businesses,โ€ while Christian Cezar Sanorjo, owner of Cesarโ€™s Cafรฉ, spoke on โ€œDriving Business Growth Through Financially-Aligned Marketing Strategies.โ€

In the afternoon, students showcased their knowledge and creativity through a simultaneous quiz bee and poster-making contest held at the Erquiaga Hall. The quiz bee covered topics from courses taken by both FM and MM students. Team Novus emerged as the champion, followed by Teams Signia, Ignis, and Aureus.

Meanwhile, participants in the poster-making contest created outputs aligned with the eventโ€™s theme. Team Signia secured first place, followed by Teams Novus, Ignis, and Aureus.

The second day shifted the focus from academics to performance and celebration. A pageant and cheer presentations from each team highlighted the creativity and teamwork of the participants.

Elthon Callos and Denise Nicole Reyes, both from Team Aureus, were crowned Mr. and Ms. BSBA 2026. In the special awards, Team Novus secured Best Production Number and Best Ramp in both male and female categories, while Novus (male) and Ignis (female) won Best Uniform Attire and Best Corporate Attire.

Team Novus also won Best Cheer Presentation, followed by Teams Ignis and Aureus, while Team Signia had no entry.

The event concluded with an awarding ceremony recognizing outstanding teams and individuals for their performances across the two-day celebration.

The event was inspired by the TM and HM Days of the Bachelor of Science in Tourism Management and Bachelor of Science in Hospitality Management programs. โ€œNaisip ko siya noong pagkatapos ng election [last year]โ€”nakausap ko si Evan, โ€˜What if, kung mayroong TM and HM Days, meron din ng BSBA Days?โ€™โ€ Raymund Christopher Imperial, Internal Vice President of JFINEX and co-project head of the event, shared.

Despite the pending overall results, BSBA Days marked the first collaborative celebration between FM and MM students. As of writing, the overall team placements have yet to be announced because the audio-visual presentations from each team, which count toward the final evaluation, were not submitted on the second day.

Photos by Khimberly Marcia, Grizzlyn Arce, and Mecona Endrano

in

๐‡๐š๐ฉ๐ฉ๐ž๐ง๐ข๐ง๐  ๐๐จ๐ฐ | ๐๐’๐๐€ ๐ƒ๐š๐ฒ๐ฌ ๐Ÿ’ผWe are LIVE. The synergy is happening.Look around you today. That energy? Thatโ€™s the sound of...
10/02/2026

๐‡๐š๐ฉ๐ฉ๐ž๐ง๐ข๐ง๐  ๐๐จ๐ฐ | ๐๐’๐๐€ ๐ƒ๐š๐ฒ๐ฌ ๐Ÿ’ผ

We are LIVE. The synergy is happening.

Look around you today. That energy? Thatโ€™s the sound of synergy working. Itโ€™s time to celebrate the passion, the precision, and the future leaders who know how to master both.

Letโ€™s get down to business!




Address

University Of Santo Tomas-Legazpi, Peรฑaranda Campus, Peรฑaranda Street
Legazpi City
4500

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Website

https://www.instagram.com/jfinex_ustl/

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