Bangladesh Institute of Bank Management -BIBM

24/08/2026

BIBM seminar discusses commercial banks’ role in start-up financing

Dhaka, August 24, 2026: A seminar on the role of commercial banks in financing start-ups was held at the Bangladesh Institute of Bank Management (BIBM) Auditorium in Mirpur, Dhaka, on Monday.

The seminar, titled “Start-up Financing in Bangladesh: Can Commercial Banks Play a Significant Role?”, was organized by BIBM to examine the challenges and opportunities in start-up financing and explore ways to enhance the role of commercial banks in supporting the country’s emerging start-up ecosystem.

Dr. Md. Habibur Rahman, Chairman of the BIBM Executive Committee and Deputy Governor of Bangladesh Bank, attended the seminar as the Chief Guest. In his inaugural remarks, he emphasized the importance of developing appropriate financing facilities for start-up projects and creating a supportive financial environment for innovative and emerging enterprises.

Mr. Md. Shihab Uddin Khan, Professor and Director (Research, Development & Consultancy), BIBM, delivered the welcome address.
A keynote paper was jointly presented by a BIBM research team comprising Associate Professor Dr. Md. Mosharref Hossain, Associate Professor Dr. Shamsun Nahar Momotaz, Assistant Professor Ms. Tahmina Rahman and Lecturer Ms. Benazir Ishaque, along with Mr. Md. Mohsinur Rahman, EVP & Head of SME Banking, Prime Bank PLC.

The keynote presentation was followed by an open discussion. Designated discussants included Dr. Mohammad Tazul Islam, Professor & Director (Training), BIBM; Mr. Syed Abdul Momen, Additional Managing Director and Head of SME Banking, BRAC Bank PLC; Mr. Nawshad Mustafa, Director, SME & Special Programmes Department, Bangladesh Bank; Mr. Md. Monjur Mohammad Shahriar, Project Director, Digital Entrepreneur and Innovation Eco-System Development Project, ICT Division, Ministry of Posts, Telecommunications and Information Technology; and Mr. A.K.M. Fahim Mashroor, Chief Executive Officer & Co-founder, bdjobs.com Ltd.

The session was chaired by Dr. Md. Ezazul Islam, Director General of BIBM, who delivered the concluding remarks. Dr. Ezazul Islam said start-ups often require a different approach to financing as their value may not be adequately reflected in conventional collateral or current cash flows. Their potential may instead depend on ideas, technology, data, human capital, intellectual property and future growth prospects.
He stressed, however, that adopting a different approach to start-up financing should not mean compromising prudent banking practices. Banks need to strengthen their capacity to assess start-up businesses through better financial and transaction data, specialized appraisal expertise, relationship-based banking and a clearer understanding of different stages of the start-up life cycle.

Dr. Islam also observed that appropriate risk-sharing mechanisms could enable commercial banks to play a greater role in start-up financing. Credit guarantees, refinancing facilities, co-financing arrangements and stronger linkages among banks, incubators, investors and public-sector programs could help promising start-ups bridge the gap between innovation and bankability.

He further emphasized that building a sustainable start-up financing ecosystem would require coordinated efforts by commercial banks, Bangladesh Bank, government agencies, investors and entrepreneurs. No single stakeholder can address the financing gap alone, he said.
The Director General noted that the ultimate objective should be to establish a financing pathway through which promising start-ups can gradually move from idea-stage support and risk capital to sustainable commercial financing as their business models mature.

23/08/2026

BIBM–INCEIF Joint Research on Shariah Governance

Assalamualaikum wa Rahmatullahi wa Barakatuh.

BIBM and INCEIF University, Malaysia jointly conducted a research study titled “Shariah Governance in Islamic Banks of Bangladesh: An Evaluation.” This is the first joint research study conducted by BIBM and INCEIF under their institutional collaboration.

Based on primary and secondary data, the study identifies a number of important issues relating to the Shariah governance practices of Islamic banks in Bangladesh. The research team has also put forward a set of practical recommendations for strengthening Shariah governance in the banking industry of Bangladesh, which may also be relevant for similar other jurisdictions.

The study is expected to serve as a useful reference for policymakers, regulators, researchers, practitioners, and other stakeholders working in Islamic banking and finance.

The research paper is available on the BIBM website at:https://www.bibm.org.bd/publications-read.php?id=167

23/08/2026

BIBM organizes workshop on trade finance products and services for Islamic banking

Dhaka, Aug 23, 2026: The Bangladesh Institute of Bank Management (BIBM) has organized a three-day residential training workshop titled “Trade Finance Products and Services for Islamic Banking” to enhance the professional knowledge and practical skills of banking officials in handling Shariah-compliant trade finance products and services.

The workshop, which began on Sunday, will continue until Aug 25 at the BIBM campus in Mirpur, Dhaka. Senior Principal Officers or equivalent officers and above from banks and financial institutions are participating in the program.

Speaking at the opening session, BIBM Director General Dr. Md. Ezazul Islam said the global and domestic landscape of Shariah-compliant banking is expanding rapidly, creating an increasing need for robust, transparent and innovative trade finance mechanisms.

“Islamic banking is no longer merely an alternative financial model; it is a vital pillar of our national economy, facilitating international trade, supporting local enterprises and driving inclusive economic growth,” he said.

He said trade finance under the Islamic banking framework requires a careful balance between strict adherence to Shariah principles and the need to remain competitive and integrated with modern international trade practices.

“Whether utilizing Murabaha, Musawamah, Salam or Wakalah structures for import and export operations, financial professionals must possess deep domain knowledge and operational clarity,” Dr. Ezazul said.

He said the workshop has been designed to address these practical requirements through discussions on the structuring of Shariah-compliant trade instruments for Letters of Credit (LCs), guarantees and post-import financing, as well as risk management in cross-border transactions.

The BIBM DG also emphasized the importance of mitigating operational, credit and Shariah non-compliance risks in trade finance operations.

He said Islamic banking institutions need to strengthen their governance and compliance frameworks while aligning local operations with internationally recognized standards, including AAOIFI standards and ICC rules.

The workshop covers fundamental principles of Shariah for commercial activities, application of appropriate Shariah-compliant modes in trade finance products and services, Shariah non-compliance risks, and governance frameworks for ensuring Shariah compliance in banking operations.

The training methods include lectures, group discussions, case studies, panel discussions and formulation of recommendations. Faculty members of BIBM and professionals from financial and other institutions are serving as resource persons.

Professor & Director (Certifications) Md. Alamgir and Assistant Professor Rahat Banu are coordinating the workshop.

The program aims to familiarize participants with various trade finance products and services of Islamic financial institutions and enhance their expertise in handling such products and services effectively in practical banking operations.

23/08/2026

18/08/2026

BIBM Organizes Training Workshop on Islamic Banking Investment Mechanism for Working Capital Financing

Dhaka, 18 August 2026 — The Bangladesh Institute of Bank Management (BIBM) has begun a three-day Training Workshop, "Islamic Banking Investment Mechanism for Working Capital Financing: Case-based," from 18–20 August 2026, for Senior Principal Officers and above from member banks. The workshop combines lectures, group discussions, and case studies to deepen participants' understanding of Islamic financial contracts and their use in working capital financing.

Inaugurating the session as chief guest, Dr. Md. Ezazul Islam, Director General of BIBM, said working capital is the lifeblood of any business, and that delivering short-term liquidity under Islamic banking demands a careful balance of Shariah compliance, risk management, and economic viability. He noted that instruments such as Murabaha, Musawamah, Salam, and Istisna'a reflect real-economy transactions that drive growth and productivity, not just financial tools.

He added that the workshop's case-based approach helps participants address operational bottlenecks within Shariah parameters, strengthen risk assessment through real market scenarios, and bridge the gap between regulatory guidelines and daily compliance practice.

Director (Training) Professor Dr. Tazul Islam was also present.

The workshop aims to familiarize participants with Islamic financial contract modes and build expertise in applying them to working capital financing. Sessions cover Shari'ah principles for commercial activities, case-based discussions on the Bai and sharing mechanisms, Shari'ah governance, and related accounting requirements.

BIBM faculty and professionals from financial and other institutions are serving as resource persons. The coordination team comprises Professor Md. Alamgir, Director (Certification), BIBM, and Tahmina Rahman, Assistant Professor, BIBM.

17/08/2026

BIBM Launches Training Course on Supply Chain Financing in Local and International Trade

Dhaka, August 17, 2026: The Bangladesh Institute of Bank Management (BIBM) today inaugurated a four-day residential training course titled “Supply Chain Financing (SCF) in Local and International Trade” at its campus in Mirpur, Dhaka, with the aim of enhancing the professional capacity of bankers in modern supply chain finance, financial technology and trade-related financial services.

BIBM Director General Dr. Md. Ezazul Islam inaugurated the training course, which will continue from August 17 to August 20, 2026. The course is designed for Principal Officers or equivalent officers and above from banks and financial institutions.

Addressing the inaugural session, Dr. Ezazul Islam said that in today’s interconnected global economy, modern banking extends far beyond traditional lending and standard trade services. Supply Chain Finance (SCF) has emerged as a critical driver for optimizing working capital, mitigating risks and ensuring effective liquidity management across both domestic and international trade networks, he said.

“By bridging the gap between buyers, suppliers and financial institutions, effective SCF solutions can strengthen entire business ecosystems,” he said, adding that such financing mechanisms can help both micro, small and medium enterprises (MSMEs) and large corporate entities maintain smooth operational cash flows.

The BIBM Director General said that the participants would explore the mechanisms, regulatory frameworks, digital platforms and risk management strategies essential for implementing modern supply chain financing during the course.

He further emphasized that future-oriented bankers and finance professionals need to develop expertise in modern financial instruments to respond effectively to the changing demands of the country's trade sector. Mastering SCF instruments can enable financial institutions to design innovative financial products and services tailored to the evolving needs of businesses, he added.

The course aims to familiarize participants with the concepts, types and operational procedures of different financial services under SCF used in local and international trade. It also seeks to enhance their understanding of the need for and application of SCF in combination with Financial Technology (FinTech).

The training will also focus on the current status and challenges of introducing and operating different SCF-based financial services in the context of Bangladesh.

The four-day programme is being conducted through lectures, group discussions and case studies, with BIBM faculty members and professionals from financial and other institutions serving as resource persons.

BIBM Director (Training) Professor Dr. Mohammad Tazul Islam was present at the inaugural program.

The coordination team of the training includes Tofayel Ahmed, Assistant Professor, BIBM; Syed Shamim Hasan, Lecturer; and Md. Saddam Hossain Khan, Assistant Professor, BIBM.

12/08/2026

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12/08/2026

BIBM Organizes Training Workshop on "Basel Capital Framework for Bank Executives"

Dhaka, 12 August 2026: The Bangladesh Institute of Bank Management (BIBM) inaugurated a two-day residential training workshop titled "Basel Capital Framework for Bank Executives" today at its campus. The workshop, running from Wednesday, 12 August to Thursday, 13 August 2026, is designed for Senior Principal Officers and equivalent or above-ranking officials from the banking sector.

Dr. Md. Ezazul Islam, Director General of BIBM, formally inaugurated the program. In his inaugural address, he emphasized the critical importance of a resilient and well-capitalized banking sector in today's interconnected financial world. He noted that maintaining such resilience is not merely a regulatory obligation but a cornerstone of economic stability, and that the Basel Capital Framework remains the sector's primary line of defense—ensuring institutions hold adequate capital buffers, manage credit and operational exposures, and withstand macroeconomic shocks. He further observed that senior executives' understanding of capital adequacy, leverage ratios, and risk-weighted assets directly shapes the strategic resilience and risk governance of their respective banks.

Professor Dr. Mohammad Tazul Islam, Director (Training) of BIBM, was also present at the inaugural session, along with Professor (Selection Grade) Md. Nehal Ahmed and two other coordinators.

The workshop aims to acquaint participants with the Basel Framework on risk-based capital adequacy and familiarize them with the various dimensions of the latest Basel standards. Over the two days, sessions will cover the historical evolution of the Basel Framework, concepts and components of regulatory capital, minimum capital requirements and buffers (including the Capital Conservation Buffer and Countercyclical Buffer), risk coverage, the leverage ratio and its calculation process, liquidity standards, and supervisory review and market discipline.

The training will be delivered through a combination of lectures, group discussions, case studies, panel discussions, and formulation of recommendations, with resource persons drawn from BIBM faculty as well as professionals from financial and other institutions.

04/08/2026

BIBM Holds Seminar on Remittance Utilization and Household Financing in Bangladesh

Dhaka, August 4, 2026: The Bangladesh Institute of Bank Management (BIBM) today organized a seminar on "Remittance Utilization and Household Financing in Bangladesh" at its auditorium in Mirpur, Dhaka, bringing together policymakers, central bankers, commercial bankers, researchers and academics to deliberate on the role of remittances in promoting household welfare, financial inclusion and sustainable economic development.

Mr. Md. Sarwar Hossain, Deputy Governor of Bangladesh Bank, attended the seminar as the Chief Guest and inaugurated the event. In his inaugural address, he highlighted the growing importance of remittance inflows in supporting Bangladesh's macroeconomic stability and emphasized the need for strengthening formal remittance channels and promoting productive utilization of remittance income.

The seminar commenced with a welcome address by Mr. Md. Shihab Uddin Khan, Professor and Director (Research, Development & Consultancy), BIBM, who underscored the significance of evidence-based research in formulating effective policies for enhancing the developmental impact of remittances.

The keynote research paper was presented by a BIBM research team led by Dr. Shah Md. Ahsan Habib, Professor (Selection Grade). The research team comprised Mr. Md. Nehal Ahmed, Professor (Selection Grade); Mr. Md. Mahbubur Rahman Alam, Professor and Director, Dhaka School of Bank Management; Ms. Rexona Yesmin, Assistant Professor; and Mr. Md. Foysal Hasan, Assistant Professor, all of BIBM.

The study examined the patterns of remittance utilization by recipient households, its contribution to household financing, consumption, savings and investment, and explored policy measures to improve the productive use of remittance inflows for long-term economic development.

Following the presentation, an interactive discussion session was held featuring Mr. Md. Ali Hossain Prodhania, Supernumerary Professor, BIBM; Mr. Hassan O. Rashid, Managing Director, Eastern Bank PLC as designated discussants. Participants from banks, financial institutions, academia and research organizations also took part in an open-floor discussion, sharing their views and recommendations.

Delivering the concluding remarks as Chair of the seminar, Dr. Md. Ezazul Islam, Director General of BIBM, observed that remittances remain one of the strongest pillars of Bangladesh's economy, particularly in supporting rural households through enhanced consumption, education, healthcare, savings and small-scale investment. He stressed the importance of developing appropriate financial products, strengthening financial literacy and adopting supportive policy measures to channel remittance income toward productive investment, entrepreneurship and inclusive economic growth.

03/08/2026

BIBM Inaugurates Training Workshop on "Prevention of Money Laundering and Terrorist Financing for BAMLCO"

Dhaka, 3 August 2026 — The Bangladesh Institute of Bank Management (BIBM) today inaugurated a two-day residential Training Workshop titled "Prevention of Money Laundering and Terrorist Financing for BAMLCO" being held from Monday, 3 August to Tuesday, 4 August 2026.

The inauguration session was addressed by Dr. Md. Ezazul Islam, Director General of BIBM, as the chief guest. Also present at the session were Professor Dr. Mohammad Tazul Islam, Director (Training), along with members of the coordination team, Anila Ali, Assistant Professor of BIBM, Rajib Kumar Das, Lecturer of BIBM and Md. Abdur Rahman, Lecturer of BIBM.

Addressing the Branch Anti-Money Laundering Compliance Officers (BAMLCOs) present at the session, Dr. Md. Ezazul Islam described them as the frontline defenders of the country's financial system. He noted that in an era of rapid digital transformation, illicit financial flows and terrorist financing mechanisms have become increasingly complex, and that compliance is no longer merely a regulatory checklist or a routine formality but a vital safeguard for national economic security and global financial integrity. He emphasized that the vigilance, thorough Customer Due Diligence (CDD), and proactive reporting exercised by BAMLCOs are what protect their institutions—and the country—from reputational and financial damage. He urged participants to use the workshop to sharpen their technical acumen, update themselves on the latest regulatory mandates, and build a culture of zero tolerance against financial crime.

The workshop targets Senior Principal Officers or equivalent officers and above from BIBM's member banks and financial institutions. It aims to:

a. Acquaint participants with the legal framework for preventing money laundering and terrorist financing; and b. Share experiences on the implementation of money laundering prevention policies, including combating terrorist financing.

The course content covers a comprehensive range of topics, including the definitions, methods, stages, and consequences of Money Laundering (ML) and Terrorist Financing (TF); international standards and institutions for AML and CFT; the FATF 40 Recommendations; and Bangladesh's AML and CFT regime and institutional framework. Sessions will also address the Money Laundering Prevention Act-2012 (Amendment 2015) and MLPR 2019, the Anti-Terrorism Act-2009 (Amendment 2012 & 2013) and ATR 2013, BFIU circulars and guidelines, and E-KYC guidelines. Further topics include reporting and record-keeping, transaction monitoring and transaction profiling, cash transaction reporting systems and procedures, the digital transformation of payment systems and associated ML and TF risks, trade and credit-based money laundering, and guidelines for the prevention of Trade-Based Money Laundering (TBML).

The workshop employs a mix of lectures, group discussions, case studies, panel discussions, and formulation of recommendations, and will be facilitated by BIBM faculty members and professionals from financial and other institutions.

The Bangladesh Institute of Bank Management (BIBM) continues its mission of strengthening the capacity of the banking sector through specialized training, research, and consultancy programs designed for banking professionals across the country.