Journal of Islamic Economics Lariba

Journal of Islamic Economics Lariba It is a platform for research in Islamic economics, finance, and development.

30/03/2025
๐‰๐จ๐ฎ๐ซ๐ง๐š๐ฅ ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ๐ฌ ๐‹๐š๐ซ๐ข๐›๐š just received ICV 2023 from ๐ˆ๐ง๐๐ž๐ฑ ๐‚๐จ๐ฉ๐ž๐ซ๐ง๐ข๐œ๐ฎ๐ฌ ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ https://journals.indexcop...
22/09/2024

๐‰๐จ๐ฎ๐ซ๐ง๐š๐ฅ ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐„๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ๐ฌ ๐‹๐š๐ซ๐ข๐›๐š just received ICV 2023 from ๐ˆ๐ง๐๐ž๐ฑ ๐‚๐จ๐ฉ๐ž๐ซ๐ง๐ข๐œ๐ฎ๐ฌ ๐ˆ๐ง๐ญ๐ž๐ซ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ https://journals.indexcopernicus.com/search/details?id=52448

  Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 4๐‰๐š๐ฏ๐š๐ง๐ž๐ฌ๐ž ๐ฅ๐จ๐œ๐š๐ฅ ๐ฐ๐ข๐ฌ๐๐จ๐ฆ ๐ฏ๐š๐ฅ๐ฎ๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐๐ž๐ฏ๐ž๐ฅ๐จ๐ฉ๐ฆ๐ž๐ง๐ญ ๐Ÿ๐ซ๐จ๐ฆ ๐š๐ง ๐ˆ๐ฌ๐ฅ๐š๐ฆ...
09/03/2024

Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 4

๐‰๐š๐ฏ๐š๐ง๐ž๐ฌ๐ž ๐ฅ๐จ๐œ๐š๐ฅ ๐ฐ๐ข๐ฌ๐๐จ๐ฆ ๐ฏ๐š๐ฅ๐ฎ๐ž๐ฌ ๐Ÿ๐จ๐ซ ๐๐ž๐ฏ๐ž๐ฅ๐จ๐ฉ๐ฆ๐ž๐ง๐ญ ๐Ÿ๐ซ๐จ๐ฆ ๐š๐ง ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐ฉ๐ž๐ซ๐ฌ๐ฉ๐ž๐œ๐ญ๐ข๐ฏ๐ž

๐˜š๐˜ฐ๐˜บ๐˜ข ๐˜š๐˜ฐ๐˜ฃ๐˜ข๐˜บ๐˜ข, ๐˜”๐˜ข๐˜ณ๐˜ต๐˜ช๐˜ฏ๐˜ช ๐˜‹๐˜ธ๐˜ช ๐˜—๐˜ถ๐˜ด๐˜ฑ๐˜ข๐˜ณ๐˜ช๐˜ฏ๐˜ช, & ๐˜š๐˜ช๐˜ต๐˜ช ๐˜ˆ๐˜ค๐˜ฉ๐˜ช๐˜ณ๐˜ช๐˜ข

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Javanese culture was considered rich of values that are in line with Islamic teachings. However, studies on how this culture can contribute to development in Islamic perspective are still limited.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This study analyzes the local wisdom values in Javanses culture that support economic development from an Islamic perspective. The studied values are contained in the traditions of merti dusun, nyadran, and wiwitan.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This study using an ethnographic approach with focus is on three villages in Bantul, Yogyakarta. Interviews, observation, field notes were used to gather data. Three phases were used to complete the analysis: data reduction, reporting, and conclusion-making.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The findings demonstrate that each ritual in this tradition is infused with religious and social ideals, as well as cooperation, environmental stewardship, responsibility, patience, harmony, and deliberation. It also demonstrates wisdom and social control.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Three traditions' emphasis on tolerance should be promoted to help people in their particular communities develop a greater sense of empathy for one another, fostering harmony and peace.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study highlights unique aspect of development that encompass Javanese culture and Islamic teachings.

https://journal.uii.ac.id/JIELariba/article/view/27659

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 8๐ˆ๐๐ž๐ง๐ญ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ซ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ๐ข๐ญ๐ฒ ๐ข๐ง ๐’๐ก๐š๐ซ๐ข๐š ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ฉ๐ซ๐š๐œ๐ญ๐ข๐œ๐ž: ๐€ ๐ฌ๐ญ๐ฎ...
28/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 8

๐ˆ๐๐ž๐ง๐ญ๐ข๐ญ๐ฒ ๐š๐ง๐ ๐ซ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ๐ข๐ญ๐ฒ ๐ข๐ง ๐’๐ก๐š๐ซ๐ข๐š ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ฉ๐ซ๐š๐œ๐ญ๐ข๐œ๐ž: ๐€ ๐ฌ๐ญ๐ฎ๐๐ฒ ๐š๐ญ ๐€๐ซ๐ซ๐š๐ก๐ฆ๐š๐ก ๐’๐ก๐š๐ซ๐ข๐š ๐‚๐จ๐ง๐ฌ๐ฎ๐ฆ๐ž๐ซ ๐‚๐จ๐จ๐ฉ๐ž๐ซ๐š๐ญ๐ข๐ฏ๐ž, ๐’๐จ๐ฎ๐ญ๐ก ๐Š๐š๐ฅ๐ข๐ฆ๐š๐ง๐ญ๐š๐ง ๐๐ซ๐จ๐ฏ๐ข๐ง๐œ๐ž

Yulia Hafizah, Erissa Nilasari, Fitriana Syarqawie, Pati Matu Jahra, & Noorwahidah

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
The Sharia consumer cooperative is one of the many legal forms of Islamic economic activity in Indonesia, including South Kalimantan Province. However, studies on the identity and rationality of this practice are still limited.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This research aims to understand how Islamic identity influences economic decisions and how Sharia economic rationality is reflected in the practices of consumer cooperatives. The selection of Arrahmah Sharia Consumer Cooperative (Koperasi Konsumen Syariah Arrahmah) as the subject of the study is based on the institution's claim to be "more Sharia" compared to other cooperatives or Sharia financial institutions.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
A qualitative research method was employed using in-depth interviews and observations as data collection tools. Qualitative research was chosen for its relevance to case studies that required in-depth data exploration.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The findings indicate that Islamic identity plays a key role in shaping the economic preferences of cooperative members, whereas Sharia economic rationality is reflected in the principles of justice and sustainability. In the context of Arrahmah Sharia Consumer Cooperative, the institution's assertion of being "more Sharia" is driven by knowledge of fiqh muamalah, particularly the section on usury and its dangers conveyed by Salafi scholars in study forums, websites, and other mass media. This knowledge serves as the main foundation and source of community identity, which distinguishes them from other cooperatives or financial institutions.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
The success of Sharia economics lies not only in economic rationality, but also in the understanding and application of religious identity in every aspect of economic activities. Both are complementary and mutually supportive in achieving sustainable economic development goals, in line with religious values.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study provides insights into the dynamics of identity and rationality in the context of Sharia economics, focusing on the practices of consumer cooperatives in South Kalimantan.

https://journal.uii.ac.id/JIELariba/article/view/32650

  Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 3๐๐ฎ๐ซ๐œ๐ก๐š๐ฌ๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง ๐ฉ๐š๐ญ๐ญ๐ž๐ซ๐ง๐ฌ ๐จ๐Ÿ ๐ง๐จ๐ง-๐›๐š๐ง๐ค ๐ฌ๐ก๐š๐ซ๐ข๐š ๐ก๐จ๐ฎ๐ฌ๐ข๐ง๐  ๐ข๐ง ๐...
27/02/2024

Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 3

๐๐ฎ๐ซ๐œ๐ก๐š๐ฌ๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง ๐ฉ๐š๐ญ๐ญ๐ž๐ซ๐ง๐ฌ ๐จ๐Ÿ ๐ง๐จ๐ง-๐›๐š๐ง๐ค ๐ฌ๐ก๐š๐ซ๐ข๐š ๐ก๐จ๐ฎ๐ฌ๐ข๐ง๐  ๐ข๐ง ๐๐š๐ง๐๐š๐ซ ๐‹๐š๐ฆ๐ฉ๐ฎ๐ง๐  ๐‚๐ข๐ญ๐ฒ ๐๐ฎ๐ซ๐ข๐ง๐  ๐‚๐จ๐ฏ๐ข๐-๐Ÿ๐Ÿ—: ๐๐ซ๐ข๐œ๐ž ๐ž๐ฑ๐ฉ๐ฅ๐จ๐ซ๐š๐ญ๐ข๐จ๐ง ๐š๐ง๐ ๐๐ข๐ ๐ข๐ญ๐š๐ฅ ๐ฆ๐š๐ซ๐ค๐ž๐ญ๐ข๐ง๐ 

Khavid Normasyhuri & Siti Nurohmah

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
The housing sector, including sharia housing, has been affected by Covid-19. Many studies have analyzed the impact of Covid-19 on the sharia housing industry, but research focusing on non-bank financing is still limited.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This study aims to analyze how consumer purchasing decisions for housing during Covid-19 are influenced by price and digital marketing.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This study can be categorized as quantitative study by collecting data from 500 consumers selected through purposive sampling in the Bandar Lampung City. The obtained data was then analyzed using SmartPLS software.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The result shows that price and digital marketing have significant impact on consumersโ€™ purchase decision of non-bank Sharia housing during Covid-19.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Sharia housing developers should effectively utilize digital marketing content and pricing strategy to attract potential consumers in Bandar Lampung City.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study highlights unique pricing and digital marketing strategies by Sharia housing developers during Covid-19. This study is also unique for its approach to non-bank Sharia housing as mode of financing.

https://journal.uii.ac.id/JIELariba/article/view/28345

  Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 2๐™๐‚๐ก๐ข๐œ๐ค๐ž๐ง ๐š๐ฌ ๐š ๐ฆ๐ฎ๐ฌ๐ญ๐š๐ก๐ข๐ค ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ž๐ฆ๐ฉ๐จ๐ฐ๐ž๐ซ๐ฆ๐ž๐ง๐ญ ๐ฉ๐ซ๐จ๐ ๐ซ๐š๐ฆ ๐›๐ฒ ๐๐€๐™...
25/02/2024

Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 2

๐™๐‚๐ก๐ข๐œ๐ค๐ž๐ง ๐š๐ฌ ๐š ๐ฆ๐ฎ๐ฌ๐ญ๐š๐ก๐ข๐ค ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ž๐ฆ๐ฉ๐จ๐ฐ๐ž๐ซ๐ฆ๐ž๐ง๐ญ ๐ฉ๐ซ๐จ๐ ๐ซ๐š๐ฆ ๐›๐ฒ ๐๐€๐™๐๐€๐’: ๐€ ๐ช๐ฎ๐š๐ฅ๐ข๐ญ๐š๐ญ๐ข๐ฏ๐ž ๐š๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ

M Fatchurrohman & Silvy Meilaeni Asifa

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
BAZNAS has launched numerous economic empowerment programs for mustahik. One of the programs that has been introduced is ZChicken, which focuses on the sale of crispy fried chicken. However, there is still a limited amount of research available on ZChicken.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This study aims to analyze ZChicken as an economic empowerment program for mustahik from various perspectives, including its development, the need for halal certification, and the achievements obtained.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This study employed a qualitative approach to analyze the ZChicken program as an economic empowerment initiative for the mustahik by BAZNAS. The research methodology employed in this study involved conducting a content analysis of ZChicken-related materials on the BAZNAS website as well as other news websites.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The result shows that BAZNAS introduced the ZChicken as an empowerment program in the culinary sector that revolves around a fried chicken franchise concept. ZChicken has been received well in the society, has been certified halal, and has its own brand.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
BAZNAS needs to maintain quality program in ZChicken to ensure trust among muzakki and the society. ZChicken should maintain its halal and brand certification by monitoring and supervision from BAZNAS.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study provides insights on how ZChicken as an economic empowerment program from BAZNAS has grown to be a successful force for empowering mustahik in many locations.

https://journal.uii.ac.id/JIELariba/article/view/26831

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 7๐‚๐จ๐ง๐ญ๐ข๐›๐ฎ๐ญ๐ข๐จ๐ง ๐จ๐Ÿ ๐’๐ก๐š๐ซ๐ข๐š ๐Ÿ๐ข๐ง๐ญ๐ž๐œ๐ก ๐ญ๐จ ๐ฆ๐ข๐œ๐ซ๐จ, ๐ฌ๐ฆ๐š๐ฅ๐ฅ, ๐š๐ง๐ ๐ฆ๐ž๐๐ข๐ฎ๐ฆ ๐ž...
22/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 7

๐‚๐จ๐ง๐ญ๐ข๐›๐ฎ๐ญ๐ข๐จ๐ง ๐จ๐Ÿ ๐’๐ก๐š๐ซ๐ข๐š ๐Ÿ๐ข๐ง๐ญ๐ž๐œ๐ก ๐ญ๐จ ๐ฆ๐ข๐œ๐ซ๐จ, ๐ฌ๐ฆ๐š๐ฅ๐ฅ, ๐š๐ง๐ ๐ฆ๐ž๐๐ข๐ฎ๐ฆ ๐ž๐ง๐ญ๐ž๐ซ๐ฉ๐ซ๐ข๐ฌ๐ž๐ฌโ€™ ๐ข๐ง๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ข๐ญ๐ฒ ๐ข๐ง ๐Š๐ข๐ฌ๐š๐ซ๐š๐ง ๐‚๐ข๐ญ๐ฒ

Sri Maharani, Nurbaiti, & Budi Dharma

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Challenges in access to inclusive financial services are still a major issue for many micro, small and medium enterprises in Indonesia, including in Kisaran City. However, research that specifically discusses this is still rarely carried out.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This research aims to analyze the role of sharia fintech in increasing the inclusiveness of micro, small and medium enterprises in Kisaran City.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This research uses qualitative approach with primary data is obtained by interviewing three MSMEs owners using Sharia fintech. Secondary data is collected from books, the internet, academic journals, archives, and official records.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The results of this research show an increase in the use of Sharia Fintech by micro, small and medium enterprises in Kisaran City in 2020-2023. Apart from that, the use of Sharia fintech has a positive influence in increasing financial inclusiveness and encouraging the growth of micro, small and medium enterprises in Kisaran City.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Micro, small and medium enterprises can use financial services from sharia fintech to increase access to funding and to expand customer payment models. Policy makers can continue to increase the role of sharia fintech for inclusiveness of micro, small and medium enterprises through more certain regulations and also increasing public education.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study contributes to enrich studies in the field of financial inclusion for micro, small, and medium enterprises with emphasize on the use of fintech.

https://journal.uii.ac.id/JIELariba/article/view/32937

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 6๐“๐ก๐ž ๐ข๐ง๐Ÿ๐ฅ๐ฎ๐ž๐ง๐œ๐ž ๐จ๐Ÿ ๐๐š๐ญ๐ฎ๐ซ๐š๐ฅ ๐‚๐ž๐ซ๐ญ๐š๐ข๐ง๐ญ๐ฒ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ (๐๐‚๐‚) ๐š๐ง๐ ๐๐š๐ญ๐ฎ๐ซ...
20/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 6

๐“๐ก๐ž ๐ข๐ง๐Ÿ๐ฅ๐ฎ๐ž๐ง๐œ๐ž ๐จ๐Ÿ ๐๐š๐ญ๐ฎ๐ซ๐š๐ฅ ๐‚๐ž๐ซ๐ญ๐š๐ข๐ง๐ญ๐ฒ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ (๐๐‚๐‚) ๐š๐ง๐ ๐๐š๐ญ๐ฎ๐ซ๐š๐ฅ ๐”๐ง๐œ๐ž๐ซ๐ญ๐š๐ข๐ง๐ญ๐ฒ ๐‚๐จ๐ง๐ญ๐ซ๐š๐œ๐ญ (๐๐”๐‚) ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ ๐ฌ ๐จ๐ง ๐ญ๐ก๐ž ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ฎ๐ฌ๐ญ๐š๐ข๐ง๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐จ๐Ÿ ๐ˆ๐ฌ๐ฅ๐š๐ฆ๐ข๐œ ๐œ๐จ๐ฆ๐ฆ๐ž๐ซ๐œ๐ข๐š๐ฅ ๐›๐š๐ง๐ค๐ฌ ๐ข๐ง ๐ˆ๐ง๐๐จ๐ง๐ž๐ฌ๐ข๐š

Deva Ayu Fitriawati & Ulfi Kartika Oktaviana

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Research on Islamic banking in Indonesia has extensively addressed its performance and stability. However, studies on stability from the perspective of Natural Certainty Contract and Natural Uncertainty Contract financing have been relatively scarce.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This study measures how profitability mediates the impact of Natural Certainty Contract (NCC) financing and Natural Uncertainty Contract (NUC) financing on financial sustainability.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
The research utilizes secondary data obtained from quarterly reports for the periods I-IV of 2018-2022 on the official website of Sharia commercial banks. All Sharia commercial banks in Indonesia listed in the OJK for the period 2018-2022 constitute the population for this study, while the sample consists of Sharia commercial banks in Indonesia that meet the criteria. The sampling method employed is purposive sampling, resulting in eight Sharia commercial banks in Indonesia as the sample based on predetermined criteria.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The findings of this study indicate that NCC financing negatively influences profitability, NUC financing has no impact on profitability, NCC financing positively influences financial sustainability, NUC financing negatively influences financial sustainability, profitability (ROA) positively influences financial sustainability, NCC financing indirectly negatively affects financial sustainability through profitability, and NUC financing indirectly has no impact on financial sustainability through profitability.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Islamic commercial banks should be more selective in financing allocation, focusing on options with lower risks. Furthermore, Islamic commercial banks should also manage financing effectively to minimize existing risks, thereby enhancing profitability.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study contributes to enrich studies in the field of Islamic finance with emphasize on Islamic commercial banks profitability and financial sustainability.

https://journal.uii.ac.id/JIELariba/article/view/32491

  Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 1๐“๐ก๐ž ๐ข๐ฆ๐ฉ๐š๐œ๐ญ ๐จ๐Ÿ ๐Ÿ—๐โ€™๐ฌ ๐จ๐Ÿ ๐ฆ๐š๐ซ๐ค๐ž๐ญ๐ข๐ง๐  ๐ฆ๐ข๐ฑ ๐ฌ๐ญ๐ซ๐š๐ญ๐ž๐ ๐ฒ ๐ญ๐จ๐ฐ๐š๐ซ๐๐ฌ ๐ญ๐ก๐ž ๐...
18/02/2024

Journal of Islamic Economics Lariba Vol. 9, No. 1, Article 1

๐“๐ก๐ž ๐ข๐ฆ๐ฉ๐š๐œ๐ญ ๐จ๐Ÿ ๐Ÿ—๐โ€™๐ฌ ๐จ๐Ÿ ๐ฆ๐š๐ซ๐ค๐ž๐ญ๐ข๐ง๐  ๐ฆ๐ข๐ฑ ๐ฌ๐ญ๐ซ๐š๐ญ๐ž๐ ๐ฒ ๐ญ๐จ๐ฐ๐š๐ซ๐๐ฌ ๐ญ๐ก๐ž ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง ๐ญ๐จ ๐ฉ๐ฎ๐ซ๐œ๐ก๐š๐ฌ๐ž ๐ก๐š๐ฅ๐š๐ฅ ๐ญ๐จ๐ฎ๐ซ๐ข๐ฌ๐ฆ ๐ฌ๐ž๐ซ๐ฏ๐ข๐œ๐ž๐ฌ

Lorena Dara Putri Karsono & Laila Fairuz Salma
๐˜—๐˜ณ๐˜ฐ๐˜จ๐˜ณ๐˜ข๐˜ฎ ๐˜š๐˜ต๐˜ถ๐˜ฅ๐˜ช ๐˜”๐˜ข๐˜ฏ๐˜ข๐˜ซ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ ๐˜‰๐˜ช๐˜ด๐˜ฏ๐˜ช๐˜ด ๐˜š๐˜บ๐˜ข๐˜ณ๐˜ช๐˜ข๐˜ฉ (๐˜š1), ๐˜๐˜ฏ๐˜ด๐˜ต๐˜ช๐˜ต๐˜ถ๐˜ต ๐˜ˆ๐˜จ๐˜ข๐˜ฎ๐˜ข ๐˜๐˜ด๐˜ญ๐˜ข๐˜ฎ ๐˜•๐˜ฆ๐˜จ๐˜ฆ๐˜ณ๐˜ช ๐˜’๐˜ถ๐˜ฅ๐˜ถ๐˜ด, ๐˜’๐˜ถ๐˜ฅ๐˜ถ๐˜ด, ๐˜๐˜ฏ๐˜ฅ๐˜ฐ๐˜ฏ๐˜ฆ๐˜ด๐˜ช๐˜ข

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Halal tourism has become one of the trends in the tourism industry, including in Indonesia. However, the research on character education-based halal tourism is still limited in number.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This study aims to analyze the impact of the 9P's of the Marketing Mix strategy on purchasing decisions at PT Gaido Travel & Tours, Kudus Branch, a provider of character education-based halal tourism services.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This quantitative study uses convenience sampling to collect data from of 100 prospective customers who expressed interest in PT Gaido Travel & Tours, Kudus Branch, services. The questionnaire utilized a five-point Likert scale, ranging from 1 to 5, to capture participants' perceptions and opinions related to the research variables.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The result shows that all the variables ie. product, price, promotion, place, physical evidence, people, processes, productivity, and priority, positively influence purchasing decisions both individually and simultanously. Furthermore, the model in this study can explain approximately 60.6% of the variation in purchasing decision of character education-based halal tourism services.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
The company to uphold exemplary customer service and continuously enhance the ex*****on of the 9P's of Marketing Mix strategy. This entails fostering a culture where employees are attentive to customer needs and refining the price strategy by incorporating enticing features that aligns with industry standards.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study provides insights on how 9Ps of the Marketing Mix strategy can be implemented for a character education-based halal tourism services provider.

https://journal.uii.ac.id/JIELariba/article/view/26822

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 5๐“๐ก๐ž ๐ข๐ง๐Ÿ๐ฅ๐ฎ๐ž๐ง๐œ๐ž ๐จ๐Ÿ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐œ๐š๐ฉ๐ข๐ญ๐š๐ฅ ๐š๐ง๐ ๐œ๐จ๐ฌ๐ญ ๐จ๐Ÿ ๐ฌ๐ฉ๐š๐œ๐ž ๐ซ๐ž๐ง๐ญ (๐ข...
16/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 5

๐“๐ก๐ž ๐ข๐ง๐Ÿ๐ฅ๐ฎ๐ž๐ง๐œ๐ž ๐จ๐Ÿ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐œ๐š๐ฉ๐ข๐ญ๐š๐ฅ ๐š๐ง๐ ๐œ๐จ๐ฌ๐ญ ๐จ๐Ÿ ๐ฌ๐ฉ๐š๐œ๐ž ๐ซ๐ž๐ง๐ญ (๐ข๐ฃ๐š๐ซ๐š๐ก) ๐จ๐ง ๐ฆ๐ž๐ซ๐œ๐ก๐š๐ง๐ญ๐ฌโ€™ ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ข๐ง ๐ญ๐ก๐ž ๐ญ๐ซ๐š๐๐ข๐ญ๐ข๐จ๐ง๐š๐ฅ ๐ฆ๐š๐ซ๐ค๐ž๐ญ ๐จ๐Ÿ ๐‹๐š๐ฎ ๐ƒ๐ž๐ง๐๐š๐ง๐  ๐•๐ข๐ฅ๐ฅ๐š๐ ๐ž

Muhammad Rivaldi Pane, Muhammad Lathief Ilhamy Nasution, & Muhammad Ikhsan Harahap

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Previous research has been carried out to analyze variables that influence traditional traders' income. However, research with the variables working capital and rental costs in the context of Lau Dendang Village has not been carried out.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
This research was carried out with the aim of finding out the relationship between business capital and rental costs (Ijarah) on trading income in the traditional market of Lau Dendang Village.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This research was conducted and carried out using quantitative methods and uses data obtained from sampling using research instruments in the form of questionnaires with the population being traders in several markets in Lau Dendang Village.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
The results of the research that has been carried out are that a negative and significant influence is obtained on the variable working capital and rental costs as independent variables on merchants income as dependent variable.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Merchants in traditional market should have adequate capital of their own and need support to lower rental costs to increase their income.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
This study contributes to enrich studies in the field of Islamic economics related to the income of traders in traditional markets.

https://journal.uii.ac.id/JIELariba/article/view/32398

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 4๐’๐จ๐œ๐ข๐š๐ฅ ๐š๐ง๐ ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ข๐ฆ๐ฉ๐š๐œ๐ญ๐ฌ ๐จ๐Ÿ ๐ข๐ง๐œ๐ซ๐ž๐š๐ฌ๐ข๐ง๐  ๐ž๐š๐ซ๐ฅ๐ฒ ๐ฆ๐š๐ซ๐ซ๐ข๐š๐ ๐ž๐ฌ ๐...
13/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 4

๐’๐จ๐œ๐ข๐š๐ฅ ๐š๐ง๐ ๐ž๐œ๐จ๐ง๐จ๐ฆ๐ข๐œ ๐ข๐ฆ๐ฉ๐š๐œ๐ญ๐ฌ ๐จ๐Ÿ ๐ข๐ง๐œ๐ซ๐ž๐š๐ฌ๐ข๐ง๐  ๐ž๐š๐ซ๐ฅ๐ฒ ๐ฆ๐š๐ซ๐ซ๐ข๐š๐ ๐ž๐ฌ ๐๐ฎ๐ซ๐ข๐ง๐  ๐ญ๐ก๐ž ๐‚๐จ๐ฏ๐ข๐-๐Ÿ๐Ÿ— ๐ฉ๐š๐ง๐๐ž๐ฆ๐ข๐œ: ๐€ ๐ฌ๐ญ๐ฎ๐๐ฒ ๐ข๐ง ๐Œ๐š๐ง๐๐š๐ข๐ฅ๐ข๐ง๐  ๐๐š๐ญ๐š๐ฅ ๐š๐ง๐ ๐’๐จ๐ฎ๐ญ๐ก ๐“๐š๐ฉ๐š๐ง๐ฎ๐ฅ๐ข ๐๐ข๐ฌ๐ญ๐ซ๐ข๐œ๐ญ๐ฌ

Muhlisah Lubis, Jureid, Rita Defriza, Siti Kholijah, & Nur Saniah

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐™„๐™ฃ๐™ฉ๐™ง๐™ค๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ
Since the Covid-19 outbreak, underage marriages have become increasingly widespread with all its impact to the society. There are very limited studies on its impact from social and economic aspect, especially among Muslim society in Indonesia.
๐™Š๐™—๐™Ÿ๐™š๐™˜๐™ฉ๐™ž๐™ซ๐™š๐™จ
The purpose of this study was to analyse the social and economic impacts of increasing underage marriage during the Covid-19 pandemic. By doing so, the study also aims to provide solution to solve the impacts for the affected communities.
๐™ˆ๐™š๐™ฉ๐™๐™ค๐™™
This study uses a qualitative method with a sociological approach that focuses on experiences and socio-cultural phenomena that occur in the midst of society.
๐™๐™š๐™จ๐™ช๐™ก๐™ฉ๐™จ
There are several social impacts that occur as a result of early marriage, conflict in the family, regret and heavy pressure, loss of opportunity to continue education, not being able to socialize, domestic violence, divorce. The economic impacts that occur due to early marriage, among others, are limited opportunities to get work opportunities, unable to bear the family's economic burden, structural poverty.
๐™„๐™ข๐™ฅ๐™ก๐™ž๐™˜๐™–๐™ฉ๐™ž๐™ค๐™ฃ๐™จ
Efforts were made to reduce the number of early marriages, among others, holding meetings several times a month, formally coordinating community leaders, village officials, and KUA, through outreach programs to Majlis Taklim, marriage advice, through marriage sermons, coordinating with sub-districts, youth activities related to early marriage.
๐™Š๐™ง๐™ž๐™œ๐™ž๐™ฃ๐™–๐™ก๐™ž๐™ฉ๐™ฎ/๐™‰๐™ค๐™ซ๐™š๐™ก๐™ฉ๐™ฎ
The findings of this study contribute to efforts to overcome social and economic problems among Muslim society impacted by the Covid-19 pandemic.

https://journal.uii.ac.id/JIELariba/article/view/32288

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 3๐ˆ๐ง๐ญ๐ž๐ซ๐š๐œ๐ญ๐ข๐จ๐ง ๐š๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ ๐จ๐Ÿ ๐ฌ๐ก๐š๐ซ๐ข๐š ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ข๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ญ๐ข๐จ๐ง ๐š๐ฌ๐ฌ๐ž๐ญ๐ฌ...
12/02/2024

Journal of Islamic Economics Lariba Vol. 10, No. 1, Article 3

๐ˆ๐ง๐ญ๐ž๐ซ๐š๐œ๐ญ๐ข๐จ๐ง ๐š๐ง๐š๐ฅ๐ฒ๐ฌ๐ข๐ฌ ๐จ๐Ÿ ๐ฌ๐ก๐š๐ซ๐ข๐š ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ข๐ง๐ฌ๐ญ๐ข๐ญ๐ฎ๐ญ๐ข๐จ๐ง ๐š๐ฌ๐ฌ๐ž๐ญ๐ฌ, ๐ฌ๐ก๐š๐ซ๐ข๐š ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ ๐ž๐ฑ๐ฉ๐จ๐ซ๐ญ๐ฌ ๐จ๐ง ๐ ๐ซ๐จ๐ฌ๐ฌ ๐๐จ๐ฆ๐ž๐ฌ๐ญ๐ข๐œ ๐ฉ๐ซ๐จ๐๐ฎ๐œ๐ญ ๐ข๐ง ๐ˆ๐ง๐๐จ๐ง๐ž๐ฌ๐ข๐š

Sultan Rasy Nasyaa, Imsar, & Muhammad Ikhsan Harahap

๐€๐›๐ฌ๐ญ๐ซ๐š๐œ๐ญ
๐‘ฐ๐’๐’•๐’“๐’๐’…๐’–๐’„๐’•๐’Š๐’๐’
In macroeconomics, one of the key indicators influencing a country's economic success is its economic growth. An essential factor in determining a nation's economic growth is the Gross Domestic Product (GDP).
๐‘ถ๐’ƒ๐’‹๐’†๐’„๐’•๐’Š๐’—๐’†๐’”
This research aims to analyze the level of interaction between Islamic financial institutions, Sharia investments, and export activities in Indonesia, examining their impact on the Gross Domestic Product (GDP) over the short and long term, spanning the period 2017-2022.
๐‘ด๐’†๐’•๐’‰๐’๐’…
The study employs a quantitative research approach, specifically utilizing the Vector Error Correction Model (VECM) method.
๐‘น๐’†๐’”๐’–๐’๐’•๐’”
The results of the Vector Error Correction Model (VECM) reveal two significant variables in the long term. The causality test results indicate a significant relationship between Indonesian exports and Sharia investment. The Variance Decomposition analysis reveals that Sharia Financial Institution Assets contribute 2.7 percent, followed by Sharia Investment at 0.3 percent, and Indonesian Exports at 0.03 percent to the variation in GDP.
๐‘ฐ๐’Ž๐’‘๐’๐’Š๐’„๐’‚๐’•๐’Š๐’๐’๐’”
This suggests that Indonesian exports significantly impact Sharia investment, and vice versa. However, concerning Gross Domestic Product (GDP), none of the variables exhibit significance. The development of income across various institutions and economic activities in Indonesia indicates a significant increase in the last three years.
๐‘ถ๐’“๐’Š๐’ˆ๐’Š๐’๐’‚๐’๐’Š๐’•๐’š/๐‘ต๐’๐’—๐’†๐’๐’•๐’š
These findings provide valuable insights into the economic dynamics of Indonesia, offering a basis for further research and policymaking.

https://journal.uii.ac.id/JIELariba/article/view/32237

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