13/08/2026
How to Apply for an Education Loan in India
Prof. Ashima Sapra Banker, Professor and Director, University Institute of Design, emphasizes that education loans go beyond financial assistance by enabling students to pursue design education despite financial constraints. She highlights how greater access can create a more diverse design community, expand creative career opportunities, and empower future designers to shape innovative solutions.
Prof. Tapan R. Mohanty, Dean, Department of Distance Education, National Law Institute University, emphasizes that education loans help students overcome financial barriers and pursue academic and career aspirations. He advocates lower interest rates, manageable EMIs, and incentives supporting public service and national development.
Aditi Bhutoria, Associate Professor, Public Policy and Management, IIM Calcutta, emphasizes that education loans can make higher education more accessible based on merit and aspiration. She advocates collateral-free loans, transparent terms, interest support, and flexible repayment options that prevent students from facing unsustainable debt.
Vinita Sahay, Director, IIM Bodh Gaya, emphasizes that education loans can help deserving students overcome financial barriers to higher education. She highlights the importance of collateral-free loans, moratorium periods, and reasonable repayment terms in enabling students to complete their studies and build careers based on merit and potential.
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Dhananjay A Hattennavar, Correspondent,
