Super Saarthi

Super Saarthi Our programs are designed to make subtle changes to behaviours and attitudes of children so that they can have happy relationships and successful careers.

You don't have to be an expert at parenting to make your child work hard anymore...

EPF is a government-established savings scheme for employees of the organised sector. The EPF interest rate is declared ...
05/07/2023

EPF is a government-established savings scheme for employees of the organised sector. The EPF interest rate is declared every year by the EPFO (Employees Provident Fund Organisation) which is a statutory body under the Employees’ Provident Fund Act, 1956. For the current financial year 2022-23, the interest rate on the EPF account has been fixed at 8.15%. Only employees of companies registered under the EPF Act can invest in the EPF or PF. Both the employer and employee are required to contribute 12% of the employee’s basic salary and dearness allowance every month to the EPF account.

- In special cases, partial withdrawals can be made from the EPF upon specifying the reason for withdrawal. The withdrawn funds have to be used for that purpose.

- In case of unemployment, self-employment or employment in unorganised sector, EPF balance will continue to earn interest up to 3 years thereafter, which will be taxable.

- Upon attaining the EPF retirement age that is 58, corpus can be withdrawn except the portion which is used for the Employees’ Pension Scheme (EPS) which will be paid to you as pension and the same will be taxable.

Follow us to know more such tax saving investment instruments.


**Public Provident Fund (PPF) and its Benefits**Public Provident Fund (PPF) is a long-term savings scheme introduced by ...
26/06/2023

**Public Provident Fund (PPF) and its Benefits**

Public Provident Fund (PPF) is a long-term savings scheme introduced by the Government of India. It is a popular investment option among individuals who are looking for a safe and secure way to save money for their future. The scheme is backed by the government, which means it is a low-risk investment option.

Here are some of the benefits of investing in Public Provident Fund:

1. Tax Benefits: PPF offers tax benefits under Section 80C of the Income Tax Act. The amount invested in PPF is eligible for a tax deduction of up to Rs. 1.5 lakh per annum. The interest earned on the investment and the maturity amount are also tax-free.

2. Long-term Investment: PPF has a lock-in period of 15 years, which makes it a great option for long-term investment. The interest rate on PPF is also higher than most other fixed-income investments, which makes it an attractive option for investors.

3. Low-risk Investment: PPF is a government-backed investment option, which means it is a low-risk investment. The investment is not affected by market fluctuations, which makes it a safe option for investors.

4. Flexible Investment: PPF allows investors to invest a minimum of Rs. 500 and a maximum of Rs. 1.5 lakh per annum. Investors can also make partial withdrawals after the 7th year of investment.

5. Loan Facility: PPF also offers a loan facility to investors. Investors can take a loan against their PPF account after the 3rd year of investment. The interest rate on the loan is 2% higher than the interest rate on the PPF account.

In conclusion, Public Provident Fund is a great investment option for individuals who are looking for a safe and secure way to save money for their future. The tax benefits, long-term investment, low-risk investment, flexible investment, and loan facility make it an attractive option for investors.

Follow us to know more such tax saving investment instruments.

Beef up your portfolio returns with the right financial education with Super Saarthi.😎
25/06/2023

Beef up your portfolio returns with the right financial education with Super Saarthi.😎

Retiring with the confidence of a secure financial future? πŸ€” India offers a wealth of tools and resources to help you pl...
23/06/2023

Retiring with the confidence of a secure financial future? πŸ€” India offers a wealth of tools and resources to help you plan for your retirement. From tax-saving instruments to personal finance calculators, you can find the best fit for your financial requirements.

When you realize 'Happy Hour' can last all day, every day. πŸΉπŸŒ… "

Don't wait until it's too late - plan ahead and invest in a secure future!

Here are a few options to consider:

1. National Pension System (NPS): NPS is a government-sponsored pension scheme that provides a systematic investment approach for retirement planning. It offers various investment options and tax benefits.

2. Employees' Provident Fund (EPF): EPF is a mandatory retirement savings scheme for employees in India. It deducts a portion of the employee's salary, which is then matched by the employer, and the accumulated amount can be withdrawn at retirement.

3. Public Provident Fund (PPF): PPF is a long-term savings scheme backed by the government. It offers attractive interest rates and tax benefits. Individuals can contribute to their PPF accounts and enjoy tax-free returns.

4. Retirement-oriented Mutual Funds: Mutual funds like Retirement Funds or Target Date Funds are designed specifically for retirement planning. They automatically adjust asset allocation as you approach retirement, balancing risk and returns.

5. Senior Citizens' Saving Scheme (SCSS): SCSS is a savings scheme available to individuals aged 60 years and above. It offers fixed returns and tax benefits, making it a popular option for retirement planning.

6. Annuity Plans: Annuity plans provide a regular income stream after retirement. Insurance companies offer various annuity plans, allowing individuals to choose the payout frequency and tenure based on their needs.

Stay tuned with us as we begin the series

New Digital Currency in Town!! And for a change it's backed by the Government. Join us in embracing the digital future o...
14/06/2023

New Digital Currency in Town!! And for a change it's backed by the Government.

Join us in embracing the digital future of finance with RBI's digital currency. e-RUPI is here! Know more about it with

Stay tuned for updates and exciting developments!

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Learning financial lessons doesn't have to be boring! We at Super Saarthi are here to show you how fun it can be to take...
08/06/2023

Learning financial lessons doesn't have to be boring! We at Super Saarthi are here to show you how fun it can be to take charge of your finances and understand personal finance. From understanding budgeting, to knowing when to invest or save, this year's IPL tournament was a great way to understand the basics of financial literacy and budgeting. With the right knowledge, you can learn how to make wise financial decisions and secure a better future!

Visit our Webpage : www.supersaarthi.com

Enroll Today!

We are fast spreading awareness about Personal Finance among teenagers. Has your child joined our journey yet?Visit our ...
05/06/2023

We are fast spreading awareness about Personal Finance among teenagers. Has your child joined our journey yet?

Visit our Webpage : www.supersaarthi.com
Enroll Today.




Enroll for a fun-filled learning journey about Money Management with our Financial Literacy Course.For more info visit w...
29/05/2023

Enroll for a fun-filled learning journey about Money Management with our Financial Literacy Course.

For more info visit www.supersaarthi.com




Even Babu Bhaiya knows about the importance of Financial Literacy.Join Super Saarthi now.                               ...
23/05/2023

Even Babu Bhaiya knows about the importance of Financial Literacy.

Join Super Saarthi now.





πŸ“’ Attention all Parents!🌟 Super Saarthi presents a FREE Demo Session on Financial Literacy for Teens! πŸ€‘πŸ“… Date: 28 May 20...
22/05/2023

πŸ“’ Attention all Parents!
🌟 Super Saarthi presents a FREE Demo Session on Financial Literacy for Teens! πŸ€‘

πŸ“… Date: 28 May 2023
⏰ Time: 11 AM
πŸ“ Location: Online (Zoom)

πŸ”₯ Give your teenager a head start on their financial journey! Join us for an interactive session filled with fun activities and valuable insights. πŸ’‘

πŸ‘©β€πŸ« Our expert educators will cover:
βœ… Basics of Budgeting
βœ… Saving Strategies
βœ… Understanding Good and Bad Debt
βœ… Importance of Investing from a Young Age
βœ… Managing your Risks through Insurance

🌈 Plus, we have exciting surprises in store! 🎁

πŸ“² To reserve your spot, simply reply with "YES" and we will send you the registration details. Limited seats available, so act fast!

πŸ’‘ Remember, financial literacy is the key to your child's financial success. Don't miss out on this incredible opportunity to equip them with crucial life skills. πŸ’ͺ

🀩 Let's empower our teens to make smart financial choices and secure their financial future! 🌟

See you at the demo session! πŸŽ‰

Team Super Saarthi


Ironman had the resources, yet to make the Mark L Armour, he had to continuously upgrade his skills and his suit..Upgrad...
21/05/2023

Ironman had the resources, yet to make the Mark L Armour, he had to continuously upgrade his skills and his suit..

Upgrade your financial skills at Super Saarthi to make a strong financial armour..!

Visit www.supersaarthi.com


Cyber crime is a growing problem, but there are ways to protect yourself and your data. Learn more about how to stay saf...
20/05/2023

Cyber crime is a growing problem, but there are ways to protect yourself and your data. Learn more about how to stay safe online!

To know more such best practices go through our blog. You can also visit our site www.supersaarthi.com

Address

Gurugram

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm
Saturday 9am - 8pm
Sunday 9am - 3pm

Telephone

+919015696833

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