Sahyadri Academy Satara

26/09/2017

Guidance on MPSC preparation at Dahiwadi college, Dahiwadi

26/09/2017

Honoured by Principal Dr. B T Jadhav sir at Dahiwadi college , Dahiwadi ...

15/01/2017

DCC bank recruitment saral seva batch starting at shyadri academy

02/01/2017

Time and Work
1. A can lay railway track between two given stations in 16 days and B can do the same job in 12 days. With help of C, they did the job in 4 days only. Then, C alone can do the job in:
A.
9 1 days
5

B.
9 2 days
5

C.
9 3 days
5

D.
10

3. 2. A, B and C can do a piece of work in 20, 30 and 60 days respectively. In how many days can A do the work if he is assisted by B and C on every third day?
A.
12 days
B.
15 days
C.
16 days
D.
18 days

5. 3. A alone can do a piece of work in 6 days and B alone in 8 days. A and B undertook to do it for Rs. 3200. With the help of C, they completed the work in 3 days. How much is to be paid to C?
A.
Rs. 375
B.
Rs. 400
C.
Rs. 600
D.
Rs. 800

4. To complete a piece of work A and B take 8 days, B and C 12 days. A, B and C take 6 days. A and C will take :
A. 7 Days
B. 7.5 Days
C. 8 Days
D. 8.5 Days

5. If 6 men and 8 boys can do a piece of work in 10 days while 26 men and 48 boys can do the same in 2 days, the time taken by 15 men and 20 boys in doing the same type of work will be:
A.
4 days
B.
5 days
C.
6 days
D.
7 days

6. A can do a piece of work in 4 hours; B and C together can do it in 3 hours, while A and C together can do it in 2 hours. How long will B alone take to do it?
A.
8 hours
B.
10 hours
C.
12 hours
D.
24 hours

7. A does 80% of a work in 20 days. He then calls in B and they together finish the remaining work in 3 days. How long B alone would take to do the whole work?
A.
23 days
B.
37 days
C.
37
D.
40 days

8. 4 men and 6 women can complete a work in 8 days, while 3 men and 7 women can complete it in 10 days. In how many days will 10 women complete it?
A.
35
B.
40
C.
45
D.
50

9. A and B can together finish a work 30 days. They worked together for 20 days and then B left. After another 20 days, A finished the remaining work. In how many days A alone can finish the work?
A.
40
B.
50
C.
54
D.
60

10. 10 women can complete a work in 7 days and 10 children take 14 days to complete the work. How many days will 5 women and 10 children take to complete the work?
A.
3
B.
5
C.
7
D.
Cannot be determined
E.
None of these

11. A, B and C can complete a piece of work in 24, 6 and 12 days respectively. Working together, they will complete the same work in:
A.
1 day
24

B.
7 day
24

C.
3 3 days
7

D.
4 days

12. A works twice as fast as B. If B can complete a work in 12 days independently, the number of days in which A and B can together finish the work in :
A.
4 days
B.
6 days
C.
8 days
D.
18 days

13. A and B can do a work in 8 days, B and C can do the same work in 12 days. A, B and C together can finish it in 6 days. A and C together will do it in :
A.
4 days
B.
6 days
C.
8 days
D.
12 days

14. A and B together can do a piece of work in 30 days. A having worked for 16 days, B finishes the remaining work alone in 44 days. In how many days shall B finish the whole work alone?
A.
30 days
B.
40 days
C.
60 days
D.
70 days

15. A can finish a work in 18 days and B can do same work in half the time taken by A. then working together, what part of same work they can finish in a day
A. 1\5
A. B. 1\6
B. C. 1\7
C. D. 1\8
16. 45 men working 8 hours per day dig 30 m deep. How many extra men should be put to dig to a depth of 50 m working 6 hours per day?
• A. 25
• B. 30
• C. 45
• D. 55
17. A and B together can do a piece of work in 8 days. If A alone can do the same work in 12 days, then B alone can do the same work in?
• A. 20 days
• B. 16 days
• C. 24 days
• D. 28 days
18. A can do a piece of work in 4 days. B can do it in 5 days. With the assistance of C they completed the work in 2 days. Find in how many days can C alone do it?
• A. 10 days
• B. 20 days
• C. 5 days
• D. 4 days
19. A can do a piece of work in 30 days. He works at it for 5 days and then B finishes it in 20 days. In what time can A and B together it?
• A. 16 2/3 days
• B. 13 1/3 days
• C. 17 1/3 days
• D. 16 1/2 days
20. A and B can do a piece of work in 12 days and 16 days respectively. Both work for 3 days and then A goes away. Find how long will B take to complete the remaining work?
• A. 15 days
• B. 12 days
• C. 10 days
• D. 9 days
21. A and B can do a piece of work in 3 days, B and C in 4 days, C and A in 6 days. How long will C take to do it?
• A. 18 days
• B. 20 days
• C. 24 days
• D. 30 days
22. A can do a piece of work in 10 days. He works at it for 4 days and then B finishes it in 9 days. In how many days can A and B together finish the work?
• A. 6 days
• B. 8 days
• C. 8 ½ days
• D. 7 ½ days
23 . A can do a piece of work in 40 days; B can do the same in 30 days. A started alone but left the work after 10 days, then B worked at it for 10 days. C finished the remaining work in 10 days. C alone can do the whole work in?
• A. 24 days
• B. 30 days
• C. 44 days
• D. 17 1/2 days
24. A can do a job in 18 days and B can do it in 30 days. A and B working together will finish twice the amount of work in ------- days?
• A. 21 ½ days
• B. 22 ½ days
• C. 23 ½ days
• D. 12 ½ days
25. A can do a piece of work in 10 days and B can do it in 15 days and C can do it 20 days. They started the work together and A leaves after 2 days and B leaves after 4 days from the beginning. How long will work lost?
• A. 8 2/3 days
• B. 9 2/3 days
• C. 10 2/3 days
• D. 10 days
26. A can do a piece of work in 12 days. When he had worked for 2 days B joins him. If the complete work was finished in 8 days. In how many days B alone can finish the work?
• A. 18 days
• B. 12 days
• C. 24 days
• D. 10 days
27. After working for 6 days, Ashok finds that only 1/3 rd of the work has been done. He employs Ravi who is 60% as efficient as Ashok. How many days more would Ravi take to complete the work?
• A. 19 days
• B. 10 days
• C. 20 days
• D. 12 days
28. 9 men and 12 boys finish a job in 12 days, 12 men and 12 boys finish it in 10 days. 10 men and 10 boys shall finish it in how many days?
• A. 8
• B. 10
• C. 12
• D. 14
29. A can finish a piece of work in 5 days. B can do it in 10 days. They work together for two days and then A goes away. In how many days will B finish the work?
• A. 4 days
• B. 5 days
• C. 6 days
• D. 8 days
30. 16 men can complete a piece of work in 25 days. In how many days can 20 men complete that piece of work?
• A. 16 days
• B. 18 days
• C. 20 days
• D. 22 days

31/12/2016

सह्याद्री अॅकॅडमी
MPSC फाऊंडेशन / राज्यसेवा / P S I / S T I / बॅंकींग / सरळसेवा
Topic : Coading - Decoding

1. In a certain code, COMPUTER is written as RFUVQNPC. How is MEDICINE written in the same code ?
a) MFEDJJOE
b) EOJDEJFM
c) MFEJDJOE
d)EOJDJEFM

2. In a code language, A is written as B, B is written as C, C is written as D and so on, then how will SMART be written in that code language ?
a) TLBSU
b)SHBSU
c)TNBSU
d)SNBRU

3.In a certain code , RIPPLE is written as 613382 and LIFE is written as 8192. How is PILLER written in that code?
a)318826
b)776655
c)786543
d)156724

4.In a certain code FLOWER is coded as 36 and SUNFLOWER is coded as 81, then how to code FOLLOWS?
a) 42
b)49
c)63
d) 36

5.In a certain code ,'il be p*e' means 'roses are blue','sik hee' means 'red flowers' and 'p*e mit hee' means 'flowers are vegetables', How is 'red' written in that code?
a)hee
b)sik
c)be
d)cannot be determined
e)none

6.In a certain code language : ‘dugo hui mul zo’ stans for ‘work is very hard’ ‘hui dugo ba ki’ for ‘Bingo is very smart’; ‘nano mul dugo’ for ‘cake is hard’; and ‘mul ki gu’ for ‘smart and hard’ Which of the following word stand for Bingo ?
a) Jalu
b) Dugo
c) Ki
d) Ba

7.If rain is called water, water is called air, air is called cloud, cloud is called sky, sky is called sea, sea is called road, where do the aeroplanes fly ?
a) Water
b) Road
c) Sea
d) Cloud

8.If Orange is called Lemon, Lemon is called Flower, Flower is called Fish, Fish is called Tail and Tail is called Pen, what is Rose ?
a) Pen
b) Lemon
c) Flower
d) Fish

9.In a certain code language $ #* means ‘Shirt is clean’, @ D # means ‘Clean and neat’ and @ ? means ‘neat boy’, then what is the code for ‘and’ in that language
a) #
b) D
c) @
d) Data inadequate

10.If A stands for +, B stands for -, C stands for x, what is the value of (10C4)(A) (4C4)B6 ?
a) 60
b) 50
c) 56
d) 46

11. In a certain code language if the word ‘MUSEUM’ is coded as ‘LSPAPG’, then how will the word
‘PALACE’ be coded in that language?
a. OYIWXY
b. OYIXYW
c. IYXYWO
d. YXWYOI

12. If DELHI is coded as 73541 and CALCUTTA as 82589662, how can CALICUT be coded?
a. 5279431
b. 5978213
c. 8251896
d. 8543691

13. In a certain code language, if the number 1 is assigned to all the letters in odd numbered places in
the alphabet and the remaining letters are assigned the number 2, than what is the code for the
word ‘DANCE’?
a. 21211
b. 12121
c. 22111
d. 21121

14. In a certain code language, if the value of CONTRACT = 56 and ‘GROWTH’ = 30, then what is the
value of DISTRIBUTION?
a. 130
b. 132
c. 140
d. 142

15. In a certain code language, if the value of ‘BLOCK’ = 13 and ‘CURTAIN’ = 27, then what is the value
of the word ‘SCIENCE’?
a. 32
b. 36
c. 38
d. 34

16. In a certain code language, if the word ‘DISTANCE’ is coded as EDCINSAT, then how will you code
‘ACQUIRE’ in that language?
a. EACIQUR
b. EACRIUQ
c. ERCIAQU
d. EARCIQU

17. In a certain code language, if the value of 28 + 14 = 50 and 36 + 43 = 63, then what is the value of
44 + 52 =?
a. 54
b. 56
c. 58
d. 62

18. In a certain code language, if the value of 14 x 15 = 25 and 26 x 42 = 64, then what is the value of
73 x 31 = ?
a. 100
b. 110
c. 90
d. 120

19. In a certain code language, ‘kew xas huma deko’ means ‘she is eating apples’; ‘kew tepo qua’ means
‘she sells toys’ and ‘sul lim deko’ means ‘I like apples’. Which word in that language means ‘she’ and
‘apples’?
a. xas & deko
b. xas & kew
c. kew & deko
d. kew & xas

20. In a certain code, SIKKIM is written as THLJJL, how is TRAINING written in that code ?
A. SQBHOHOF
B. UQBHOIOF
C. UQBHOHOI
D. UQBHOHOF
21. In a certain code, TRIPPLE is written as SQHOOKD. How is DISPOSE written in that code ?
A. CHRONRD
B. DSOESPI
C. ESJTPTF
D. ESOPSID
E. None of these

22. If in a code language, COULD is written as BNTKC and MARGIN is written as LZQFHM, how will MOULDING be written in that code ?
A. CHMFINTK
B. LNKTCHMF
C. LNTKCHMF
D. NITKHCMF
E. None of these
23. In a certain code, MONKEY is written as XDJMNL. How is TIGER written in that code ?
A. QDFHS
B. SDFHS
C. SHFDQ
D. UJHFS
E. None of these
24. If FRIEND is coded as HUMJTK, how is CANDLE written in that code ?
A. EDRIRL
B. DCQHQK
C. ESJFME
D. FYOBOC
E. DEQJQM
25. If in a certain language, COUNSEL is coded as BITIRAK, how is GUIDANCE written in that code ?
A. EOHYZKBB
B. FOHYZJBB
C. FPHZZKAB
D. HOHYBJBA
E. None of these
26. If GIVE is coded as 5137 and BAT is coded as 924, how is GATE coded ?
A. 5427
B. 5724
C. 5247
D. 2547
27. If in a certain language if ENTRY is coded as 12345 and STEADY is coded as 931785, then state which is the correct code for below word. TENANT
A. 956169
B. 196247
C. 352123
D. 312723
28. In a certain code language,
(A) ‘pit dar na’ means ‘you are good’
(B) ‘dar tok pa’ means ‘good and bad’
(C) ‘tim na tok’ means 'they are bad’
In that language, which word stands for 'they' ?
A. na
B. tok
C. tim
D. pit

29. In a certain code language,
(A) ‘pic vic nic’ means ‘winter is cold’
(B) ‘to nic re’ means ‘summer is hot’
(C) ‘re pic boo’ means 'winter and summer’
(D) ‘vic tho pa’ means ‘nights are cold’
Which word in that language means 'summer' ?
A. nic
B. re
C. to
D. pic
E. vic

30. In a certain code, '467' means 'leaves are green' ; '485' means 'green is good' and '639' means 'they are playing'. Which digit stands for 'leaves' in that code ?
A. 4
B. 6
C. 7
D. 3
E. None of these

31. In a certain code ADVENTURES is written as TRDESAUVEN. How is PRODUCED written in that code ?
A. IUIPGSRSNR
B. IUINGSSRRP
C. IUIPGSSRNP
D. IRIPGSSNRR
E. None of these
32. If in a certain language, TRIANGLE is coded as SQHZMFKD, Which word would be coded as DWZLOKD ?
A. EXAMPLE
B. FIGMENT
C. DISMISS
D. DISJOIN
E. None

33. If QKKQUGQL is the code for OMISSION, which word is coded as RYVIWZB ?
A. PATKUBZ
B. BZWIVYR
C. BZWVIYR
D. PTAKBZU
E. BZIWYVR

34. If GO = 32, SHE = 49, then SOME will be equal to
A. 56
B. 58
C. 62
D. 64

35. If MACHINE is coded as 19-7-9-14-15-20-11, how will you code DANGER ?
A. 10-7-20-13-11-24
B. 11-7-20-16-11-24
C. 13-7-20-9-11-25
D. 13-7-20-10-11-25

36. In a code language, 'mok dan sil' means 'nice big house';
'fit kon dan' means 'house is good' and
'warn tir fit' means 'cost is high'.
Which word stands for 'good' in that language ?
A. mok
B. dan
C. fit
D. kon

37. In 'nitco sco tingo' stands for 'softer than flower';
'tingo rho mst' stands for 'sweet flower fragrance' and
'mst sco tmp' stands for 'sweet than smile',
what would 'fragrance' stands for ?
A. rho
B. mst
C. tmp
D. sco

38. In a certain code language,
(A) 'pod na joc' means 'very bright boy';
(B) 'tam nu pod' means 'the boy comes';
(C) 'nu per ton' means 'keep the doll';
(D) 'joc ton su' means 'very good doll'.

Which of the following means 'bright' in the language ?
A. joc
B. pod
C. ton
D. na
E. None of these

39. If PAINT is coded as 74128 and EXCEL is coded as 93596, then how would you encode ACCEPT ?
A. 455978
B. 547978
C. 554978
D. 735961

40. In a certain code, 3456 is coded as ROPE, 15526 is coded as APPLE, then how is 54613 coded ?
A. RPPEO
B. ROPEA
C. POEAR
D. PAREO
E. None of these

29/07/2016

13/07/2016

Free seminar by Kiran Gaikwad sir @ Sahyadri Academy ...

08/07/2016

Sahyadri Academy Opening Ceremony on 6th july 2016

04/07/2016

Some Basic terms of Economy :

Repo Rate :

Repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of India) lends money to commercial banks in the event of any shortfall of funds. Repo rate is used by monetary authorities to control inflation. In the event of inflation, central banks increase repo rate as this acts as a disincentive for banks to borrow from the central bank. This ultimately reduces the money supply in the economy and thus helps in arresting inflation. The central bank takes the contrary position in the event of a fall in inflationary pressures. Repo and reverse repo rates form a part of the liquidity adjustment facility.

Reverse Repo Rate :

Reverse repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of India) borrows money from commercial banks within the country. It is a monetary policy instrument which can be used to control the money supply in the country. An increase in the reverse repo rate will decrease the money supply and vice-versa, other things remaining constant. An increase in reverse repo rate means that commercial banks will get more incentives to park their funds with the RBI, thereby decreasing the supply of money in the market.

Bank Rate :

Bank Rate is the rate at which central bank of the country (in India it is RBI) allows finance to commercial banks. Bank Rate is a tool, which central bank uses for short-term purposes. Any upward revision in Bank Rate by central bank is an indication that banks should also increase deposit rates as well as Base Rate / Benchmark Prime Lending Rate. Thus any revision in the Bank rate indicates that it is likely that interest rates on your deposits are likely to either go up or go down, and it can also indicate an increase or decrease in your EMI. In simple words , this is the rate at which central bank (RBI) lends money to other banks or financial institutions. If the bank rate goes up, long-term interest rates also tend to move up, and vice-versa. Thus, it can said that in case bank rate is hiked, in all likelihood banks will hikes their own lending rates to ensure that they continue to make profit.

CRR :

The Reserve Bank of India (Amendment) Bill, 2006 has been enacted and has come into force with its gazette notification. Consequent upon amendment to sub-Section 42(1), the Reserve Bank, having regard to the needs of securing the monetary stability in the country, RBI can prescribe Cash Reserve Ratio (CRR) for scheduled banks without any floor rate or ceiling rate. [Before the enactment of this amendment, in terms of Section 42(1) of the RBI Act, the Reserve Bank could prescribe CRR for scheduled banks between 3 per cent and 20 per cent of total of their demand and time liabilities]. RBI uses CRR either to drain excess liquidity or to release funds needed for the growth of the economy from time to time. Increase in CRR means that banks have less funds available and money is sucked out of circulation. Thus we can say that this serves duel purposes i.e.(a) ensures that a portion of bank deposits is kept with RBI and is totally risk-free, (b) enables RBI to control liquidity in the system, and thereby, inflation by tying the hands of the banks in lending money. CRR means Cash Reserve Ratio. Banks in India are required to hold a certain proportion of their deposits in the form of cash. However, actually Banks don’t hold these as cash with themselves, but deposit such case with Reserve Bank of India (RBI) / currency chests, which is considered as equivlanet to holding cash with RBI. This minimum ratio (that is the part of the total deposits to be held as cash) is stipulated by the RBI and is known as the CRR or Cash Reserve Ratio. Thus, When a bank’s deposits increase by Rs100, and if the cash reserve ratio is 6%, the banks will have to hold additional Rs 6 with RBI and Bank will be able to use only Rs 94 for investments and lending / credit purpose. Therefore, higher the ratio (i.e. CRR), the lower is the amount that banks will be able to use for lending and investment. This power of RBI to reduce the lendable amount by increasing the CRR, makes it an instrument in the hands of a central bank through which it can control the amount that banks lend. Thus, it is a tool used by RBI to control liquidity in the banking system.

SLR :

The ratio of liquid assets to net demand and time liabilities (NDTL) is called statutory liquidity ratio (SLR). Apart from Cash Reserve Ratio (CRR), banks have to maintain a stipulated proportion of their net demand and time liabilities in the form of liquid assets like cash, gold and unencumbered securities. Treasury bills, dated securities issued under market borrowing programme and market stabilisation schemes (MSS), etc also form part of the SLR. Banks have to report to the RBI every alternate Friday their SLR maintenance, and pay penalties for failing to maintain SLR as mandated.