08/04/2026
Where does your paycheck go? Three simple buckets:
1️⃣ Checking — bills & everyday spending
Examples: Chase, Bank of America, or a local credit union (often lower fees for students)
2️⃣ HYSA — emergency fund, better interest
Examples: Ally, Marcus, Discover, Capital One 360
3️⃣ Investing — long-term & retirement
Examples: Fidelity, Vanguard, Charles Schwab
Small system, big payoff later.
Examples only, not endorsements or personalized financial advice. Compare rates and fees before choosing.
BudgetBasics
