10/23/2026
Just the Facts: The National Student Clearinghouse Research Center’s Time to Degree report shows how enrollment interruptions and transfer shape the journey to a credential.
Examining students who earned undergraduate credentials in 2024–25, the report distinguishes total elapsed time from time actively enrolled. The findings describe completers, rather than the likelihood that all entering students will graduate. Additional insights include:
🔶 Median time to a first credential was 3.7 years for bachelor’s degrees, 3.0 years for associate degrees, and 2.3 years for certificates. Yet 13.5% of first-time bachelor’s earners and more than one-quarter of associate and certificate earners took seven or more years.
🔶 Bachelor’s earners with no stopouts finished in a median of 3.7 years. That rose to 5.1 years with one stopout, 7.3 years with two, and more than 10 years with three or more. A stopout means an enrollment break longer than 123 days.
🔶 Community college transfer students took a median of 5.7 years to earn a bachelor’s degree, compared with 3.7 years for non-transfers. Among transfers, 56.4% had at least one stopout, compared with 23.6% of non-transfers.
🔶 Interruptions were associated with more time actively enrolled, too. Associate degree earners with no stopouts spent 2.2 years enrolled, compared with 4.3 years for those with three stopouts and 5.2 years for those with more than three.
Returning to college does not always mean picking up where a student left off. Institutions should examine what returning and transferring students encounter when they try to resume: which credits apply, whether required courses are available, and how quickly they can secure advising and financial aid. The distinction between elapsed and enrolled time matters because a delayed finish can involve both years away and additional terms paying for college. Clear degree maps, course schedules, and credit evaluations can help students understand their remaining path. The useful question is where institutional processes add avoidable time and cost to a journey that may already include work, caregiving, and financial pressures.