Bill Rabold at Waterstone Mortgage NMLS #331807

Bill Rabold at Waterstone Mortgage NMLS #331807 I’m Bill Rabold, a By Referral Only Mortgage Consultant with Waterstone Mortgage and a husband and father to two incredible adult kids, Anna and Ben.

Bill Rabold is a Senior Mortgage Banker and the head of the "By Referral Only" team at Waterstone Mortgage in Gilbert, Arizona with almost 25 years of experience in the mortgage industry. I was born in the suburbs of Chicago, IL and attended University of Illinois in Champaign before transferring to and graduating from the WP Carey school of business at Arizona State University. I am fortunate to

have been in the residential mortgage business since 1995. While most “traditional mortgage salespeople” spend the majority of their time constantly advertising and marketing to get another “deal,” we instead dedicate that time to working with the clients we already have. With so many changes in our business over the last few years, you need someone who is focused on your transaction and can adapt to whatever may come up. All of our business comes by referral from repeat clients and referrals from clients and our business partners which include Realtors, financial advisors, accountants, and attorneys. When not working, my hobbies include golfing, watching the Chicago Cubs, reading, and spending time with family.

Many homebuyers in today’s market are asking: “Is now a bad time to buy a house?” Instead of waiting for rates to drop, ...
08/21/2026

Many homebuyers in today’s market are asking: “Is now a bad time to buy a house?”

Instead of waiting for rates to drop, here's something to consider:

You can buy the home that's right for you now — and if rates improve down the road, refinancing may be an option.

Buying now could allow you to…
🏡 Start building equity sooner
📍 Stop waiting on the sidelines
🔑 Secure the home you want today

Every situation is unique, so it's important to understand your options before making a decision.

Let's talk through what makes the most sense for your goals.

Think student loan debt means homeownership has to wait? Think again.Student loans don't automatically prevent you from ...
08/19/2026

Think student loan debt means homeownership has to wait? Think again.

Student loans don't automatically prevent you from buying a home. Your overall financial picture — including income, credit, assets, and debt — is what matters.

If buying a home is one of your goals, don't assume your student loans have taken it off the table. You may have more options than you realize.

Learn more about how student loan debt can impact the mortgage process: https://bit.ly/4bGpGwe

Sometimes "home" is as simple as a blanket fort in the living room.Because home isn't just a place — it's where life hap...
08/16/2026

Sometimes "home" is as simple as a blanket fort in the living room.

Because home isn't just a place — it's where life happens. It's where traditions begin, milestones are celebrated, and everyday moments become lifelong memories.

If homeownership is part of your next chapter, the right guidance can help make it possible. Let's discuss your options.

Buying your first home can feel like a lot, but it gets a lot less overwhelming once you know what to focus on.From budg...
08/13/2026

Buying your first home can feel like a lot, but it gets a lot less overwhelming once you know what to focus on.

From budgeting and getting pre-approved to understanding your loan options, a little preparation can make a big difference.

Looking for practical advice before you start house hunting? These are tips every first-time homebuyer should know to help make the process a little easier.

Learn more here: https://bit.ly/4wEjttr

Did you know there are thousands of down payment assistance programs available across the country — and you might qualif...
08/10/2026

Did you know there are thousands of down payment assistance programs available across the country — and you might qualify for more than one?

That's where Down Payment Resource (DPR) comes in. It's a free tool that lets you search by location and see the grants, forgivable loans, and assistance programs available in your area — no guesswork required.

A lot of buyers put off homeownership because they think they need more time to save up for the down payment. The truth is, down payment help exists in almost every market, and it's NOT just for first-time buyers — many programs are open to repeat buyers, too.

Your down payment might be closer than you think. Explore your options here: https://bit.ly/3SptyLr

People don't buy a house because they want a mortgage — they buy it for moments like family dinners, movie nights, birth...
08/07/2026

People don't buy a house because they want a mortgage — they buy it for moments like family dinners, movie nights, birthday celebrations, and watching their kids (or pets!) make themselves at home.

A home is more than four walls. It's where life happens.

If you're thinking about buying a home this year, let’s discuss your mortgage options and create a plan that fits your goals.

Start by getting pre-approved today. https://bit.ly/40YzMDr

Do you have strong savings or investments, but your income doesn’t quite fit the traditional mortgage box? You may still...
08/04/2026

Do you have strong savings or investments, but your income doesn’t quite fit the traditional mortgage box? You may still have home loan options.

At Waterstone Mortgage, we offer a program called Asset Amplify that allows you to use your assets (like savings or investments) to help qualify for a home loan, without needing to move or manage them.

✔ Keep full control of your assets
✔ Use them to strengthen your application
✔ Up to 90% financing available
✔ Loan amounts up to $2M+

This can be a great fit for self-employed buyers, investors, or anyone with a unique but strong financial picture.

Learn more about Asset Amplify: https://bit.ly/4x0KLtA

Is your mortgage pre-approval REALLY helping you compete, or just checking a box? A Platinum Credit Approval from Waters...
08/01/2026

Is your mortgage pre-approval REALLY helping you compete, or just checking a box?

A Platinum Credit Approval from Waterstone Mortgage gives you an extra level of credibility by completing a more comprehensive credit review upfront, so when it's time to make an offer, sellers know you mean business.

Give sellers one more reason to choose your offer. Learn more about the Platinum Credit Approval process here: https://bit.ly/4yFnqPC

Love your neighborhood... but wish you could change your house?You're not alone.Maybe your kitchen no longer fits your f...
07/30/2026

Love your neighborhood... but wish you could change your house?

You're not alone.

Maybe your kitchen no longer fits your family's needs. Maybe you've been dreaming of a primary bathroom remodel, a finished basement, a home office, or simply more functional space.

Before you start thinking about moving, consider another option.

Waterstone Mortgage’s Make It Your Own renovation loan program may help eligible homeowners finance qualifying renovations through a refinance — so you can transform the home you already love into the home that works for you today.

Eligible projects may include:
✔️ Kitchen and bathroom remodels
✔️ Flooring and roofing updates
✔️ Eligible ADU additions
✔️ Energy-efficient improvements
✔️ Accessibility modifications
…and more.

Sometimes, the best move isn't moving at all. 🏠🛠️

If you've been putting off a renovation because you're not sure how to finance it, let's talk. We can explore your options together and see if the Make It Your Own loan is a good fit for your goals.

When buying a home, the purchase price isn't the only thing that can be negotiated.In some cases, a seller may agree to ...
07/28/2026

When buying a home, the purchase price isn't the only thing that can be negotiated.

In some cases, a seller may agree to provide a seller contribution (also known as a seller concession), which can help cover certain costs associated with your home purchase. This could include:

✅ Closing costs and fees
✅ Interest rate buydowns
✅ Costs of needed repairs discovered during a home inspection

What’s in it for the seller? ➡️ It's a way to help move the transaction forward, attract more buyers, or negotiate terms that work for everyone involved. For some sellers, contributing toward closing costs may be preferable to lowering the home's sale price.

If you're planning to buy a home, let's discuss the strategies that may be available to help make your purchase more affordable. Send a message any time to connect.

Address

8767 E Via De Ventura, Suite 101
Scottsdale, AZ
85258

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+14806353052

Website

Alerts

Be the first to know and let us send you an email when Bill Rabold at Waterstone Mortgage NMLS #331807 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The University

Send a message to Bill Rabold at Waterstone Mortgage NMLS #331807:

Shortcuts

Share