Equilibrium Pensions Limited

Equilibrium Pensions Limited (EPL) has been established as a solutions based Pensions innovator, provider and Administrator and is authorised by the Insurance and Pensions Authority of the Isle of Man, the only dedicated offshore Pensions Regulator. EPL has a number of affiliates and connected parties all of whom are set out in the relevant Section

We aim to provide pension solutions across national barriers and continents to solve the future retirement needs of a generation of working individuals and corporate entities. This is a generation of hard working individuals that have seen many obstacles appear in their path before being able to retire satisfactorily with sufficient security which comes from the setting aside of sufficient investments in secure and well managed stable pension products.

Our People:


Timothy C Boles FCSI, FRGS, FRSA

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In Brief:

Born in 1958, brought up in the Highlands of Scotland and educated at Eton, Timothy Coleridge Boles (Tim) was commissioned into the Blues and Royals, the Household Cavalry (RHG/D) in 1978. He served in Belize, Canada, Northern Ireland, Germany and London at London District Headquarters, as well as a tour with the United Nations in Cyprus. He joined Sedgwick in the City of London in 1986 after completing Business Studies Induction at Westminster University. In 1989 he was headhunted to join Gardner Mountain & Capel Cure Ltd. (GMCC), being appointed a Director and Compliance Officer in 1990. In 1991 he set up the Agencys dedicated Research and Evaluation department having completed work on the first risk code analysis programme available at that time. He remained in the City of London fulfilling a number of similar executive positions until 2000. He set up and subsequently sold Everitt Boles Motorsport Insurance Management, an insurance broker. He was appointed Chairman of AKG Group (AKG) and related companies in 2000. AKG acquired Dentons Pension Management (DPM) in 2001, and after overcoming significant structural problems, enabled it to become the fifth biggest Pension Company of its type in its market, AKG sold DPM at a significant profit in late 2005. AKG Actuaries & Consultants Ltd, a wholly owned subsidiary, is the leading research and rating Agency for all Life and Pension Companies and IFA�s in Europe. He remains Chairman of AKG to date, however, in the Non Executive role originally intended. Following a move to the Isle of Man he became Managing Director of Simcocks Pensions Limited (SPL) in June 2003, a Company he set up in conjunction with Simcocks Advocates Limited, a local Isle of Man legal firm. Simcocks Pensions Limited provides and administers bespoke and specialised Pension Products to the International and Domestic (Isle of Man) pension Market and has now established itself as the largest International Pension provider and administrator in the Isle of Man. All other Directorships are Family/connected-party arrangements. Simcocks Pensions was renamed Equilibrium Pensions Limited following acquisition by management in 2010. Divorced following a short (5 year) marriage he has two sons born in 2000 and 2002 both on the eleventh of the month. Away from work his interests include Country pursuits, winter sports and motor racing. His racing activities are managed through TCB Racing. He is secretary and founder of the Classic Camaro Club, and holds an International Racing licence. His Scottish country activities can be found at Strathnoon and related websites. Paul Crocker FCSI

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In Brief:

Born in 1963, Ashley Paul Crocker (Paul) commenced his training as a stockbroker with National Investment Group in Dorchester in 1985 (Formally Richardson Chubb), he then joined Capel-Cure Myers Capital Management Limited in Bristol to set up an investment management operation in one of their satellite offices. Following a move to the IOM he initially worked with Coutts, Isle of Man as senior portfolio manager in 1991. He joined Standard Bank Stockbrokers in 1998 as a Director where he remained until the company left the IoM in 2003. He then worked with a former client in the Czech Republic and was part of a team which successfully bought 15m of debt from the Government which then allowed a syndicate to take control of one of the largest private entities in the country. Since returning to the IoM he has operated as an Investment Manager with Collins Stewart and subsequently Kaupthing Singer & Friedlander Investment management (KSF). Following the collapse of KSF Paul moved to IOMA Fund Investment Management as Senior Investment Manager, where he is responsible for the portfolios of SIPPdirect, as well as being part of the investment management committee and specialising in Socially Responsible Investments (SRIs). Married in 1988 he has two sons born in 1994 and 1997. Away from work his interests include country pursuits, skiing, gardening, agriculture & sustainability, acting as an apiarist, DIY, football and Rugby. He is a member of the Soil Association and Rare Breeds Survival Trust. Nigel Bunting

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In Brief:

After attending Gordonstoun School and the College of Law in Guildford, Nigel joined Lloyds of London Insurance broker CT Bowring & Co in 1979, which subsequently became Marsh & McLennan. In 1984 Nigel became an Underwriting Agent, initially working for Merrett Syndicates Ltd, and then later becoming a Director of Christie Brockbank Shipton Ltd, and thence Gardner Mountain & Capel Cure Ltd, where Tim Boles was head of research. In 1997 Nigel joined Suffolk Life, an embryonic Insurance company based in Ipswich, with fewer than 10 members of staff. Nigel became a Director in 1998, and over the next 10 years played a pivotal role turning the company into the one of the countrys leading self-invested personal pension (SIPP) administrators. Nigel was for many years not only the main Media contact at Suffolk Life, but also had sole responsibility for the Sales & Marketing of the business. Suffolk Life won the FT Pensions Management publication Best SIPP award for three consecutive years in 2002, 2003 & 2004, a feat which had never been done, either before or since. By 2007 Suffolk Life had 180 members of staff, and £2.5 billion assets under management. In 2008 the business was bought by Legal & General for £62.5m, and since then Nigel has focused on his various Charitable & Investment interests. Since 1988 Nigel has been married to Claire, and they have 3 Children; Miranda, Oliver & Eleanor. His interests include his Family, Home, Gardening and playing Bridge. He is also a keen Cricket enthusiast, a member of the MCC, Boodles, and a season ticket holder at Ipswich Town Football Club. Robert Currey DF Astrol S

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In Brief:

Robert James Drummond Currey (Robert) was born in 1955, educated at Eton. He started his career as a sugar broker with C Czarnikow in the City of London, after obtaining a degree in Psychology and Philosophy. In 1981, he founded his astrological company, Equinox in 1981 and initially traded in London. At first, Robert Currey worked as a consultant astrologer, writer and teacher. During the 80s he developed software to streamline his written chart interpretations, and to create a unique personal analysis. In 1989, widespread demand for these Equinox Charts led him to open the Astrology Shop in Covent Garden, Central London. The store was the first shop in a prime location to be dedicated to astrology and run by astrologers. It is still flourishing and is universally acknowledged as the leading astrological shop in the world. In 2000, Robert Currey and his wife, astrologer Karen, settled in the Isle of Man to focus on the provision of the Equinox range of charts through the web and by mail. Much of Roberts time is spent writing, researching and programming his bespoke software programmes. He set up and manages a consultancy service via 14 Agents in 6 countries, exhibits and lectures at major Exhibitions, Conferences and Festivals around the world in UK, Ireland, Dubai, Australia, USA, Canada, and South Africa; services a worldwide network of related businesses. For information about his published work see Robert Currey. Robert has two children from an earlier marriage. His interests include winter sports, Scottish Country dancing, running and walking (he completed the Isle of Man 2009 Parish walk of 85 miles in 21 hours 36mins).